Land Banking Originator – Metro Houston

Overview

We are seeking an experienced Land Banking Originator to lead the sourcing, structuring, and execution of land banking and lot-finance transactions across the Greater Houston market. This role functions similarly to an Acquisition, Development & Construction (A&D&C) Loan Originator, but focuses on builder-developer capital solutions, including land banking, lot purchase facilities, takedown structures, and related real-estate credit products. The ideal candidate has deep relationships with homebuilders, developers, land sellers, and capital partners, and possesses strong underwriting, deal-structuring, and negotiation capabilities specific to residential land and lot development.

• Source and originate land banking and lot-finance transactions with production and regional homebuilders, developers, and landowners
• Develop and maintain a robust pipeline of off-balance-sheet lot solutions, land banking arrangements, and structured real-estate investments
• Cultivate long-term relationships with builders, developers, brokers, attorneys, engineers, and capital partners throughout Metro Houston
• Represent the firm at industry events, builder meetings, and land-seller presentations
• Drive opportunities from initial outreach through signed term sheets, with consistent follow-up and disciplined pipeline management

• Structure transactions including:
• Land banking agreements
• Lot purchase/takedown programs
• Option structures and phased takedowns
• JV-style and fee-based land capital solutions
• Perform high-level underwriting analysis, including:
• Absorption modeling
• Lot pricing and margin analysis
• Market feasibility and submarket dynamics
• Entitlement and development risk
• Collaborate with internal investment, legal, and asset-management teams to bring transactions from term sheet through closing

• Maintain detailed knowledge of:
• Houston-area submarkets and MPCs
• Builder demand, pricing trends, and absorption
• Land supply, development costs, and entitlement timelines
• Provide insight into competitive positioning, deal structures, and risk mitigation strategies

• Coordinate due diligence including title, surveys, engineering, entitlements, and development budgets
• Support ongoing portfolio performance through builder relationship management and transaction modifications when necessary
• Ensure compliance with internal credit standards and risk guidelines

• 7+ years of experience in one or more of the following:
• A&D&C loan origination
• Land banking or lot finance
• Real estate private equity (residential focus)
• Builder finance or structured real-estate credit
• Proven track record of originating and closing complex real-estate transactions
• Direct experience working with homebuilders and residential developers in Texas preferred
• Demonstrated ability to independently source, structure, and close deals in a relationship-driven market environment

• Strong underwriting and financial modeling skills (Excel-based)
• Deep understanding of residential land development economics
• Ability to structure creative capital solutions aligned with builder needs
• Strong negotiation, presentation, and relationship-management skills
• High degree of independence, accountability, and market ownership

• Bachelor’s degree in Finance, Real Estate, Business, or related field
• MBA or advanced real-estate coursework a plus

• Competitive base salary + performance-based incentive compensation
• Incentives tied to transaction volume, profitability, and portfolio performance
• Benefits package commensurate with senior-level origination roles

• High-impact, market-facing role with significant autonomy
• Opportunity to build and own the Houston land banking platform
• Exposure to sophisticated real-estate credit and structured land solutions
• Long-term growth path tied directly to market performance