Jr Mortgage Loan Processor

Job Description

Job Description

Jr. Mortgage Loan Processor

Location
- Onsite Denver, CO

As a Jr. Mortgage Loan Processor, for one of our client projects, you will bring your exceptional communication skills, sense of urgency, willingness to work closely with others, and serve as the primary point of contact for our client's customers as they navigate through the mortgage loan process. You will effectively manage a large pipeline of loans.

Essential Functions/Duties:

• Helping Mortgage loan processors
• Collection of Title Insurance
• Collection of Home Owners Insurance
• Collection of any outstanding loan documents

Mortgage Loan Processor roles:

• Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)
• Provide all required information to underwriters – if additional information is needed, contact Loan Officer and/or customer to obtain needed information
• Obtain list from underwriters of conditions necessary to close loan and works with customer to obtain necessary information – submitting it to underwriter.
• Verifies that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax Reports
• Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential.
• Work as directed by Management.

Preferred

Education & Experience:

• High School Diploma or GED equivalent required, some college preferred;
  College degree desired.
• Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software) Encompass 360 desired.
• A minimum of six (6) to twelve (12) months of prior loan processing experience is preferred
• Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.
• Ability to multi-task and operate in a high-volume, fast-paced environment.
• Knowledge of federal and state regulatory requirements a plus.
• Must be able to perform essential responsibilities with or without reasonable accommodation.

Experience:

• Mortgage Processing: 1 year (Preferred)
• Microsoft Office: 1 year (Preferred)
• Customer Service: 1 year (Preferred)

Education:

• High school or equivalent (Required)

Job Type: Full-time

Pay: $21 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Vision insurance

Physical Setting:

• Office

Schedule:

• 8 hour shift
• Monday to Friday
• Weekends as needed

Work Location:

Hybrid 3 days in office located at Highlands Ranch, CO 80126

Company Description

HCL Technologies is a next-generation global technology company that helps enterprises reimagine their businesses for the digital age. Our technology products and services are built on four decades of innovation, with a world-renowned management philosophy, a strong culture of invention and risk-taking, and a relentless focus on customer relationships. HCL also takes pride in its many diversity, social responsibility, sustainability, and education initiatives.

Through its worldwide network of R&D facilities and co-innovation labs, global delivery capabilities, and over 150,000+ ‘Ideapreneurs’ across 49 countries, HCL delivers holistic services across industry verticals to leading enterprises, including 250 of the Fortune 500 and 650 of the Global 2000.