Mortgage Loan Closer

Job Description

Hybrid - Highlands Ranch, CO

As a Mortgage Closer, for one of our client projects, you will be responsible for the preparation of loan closing packages, Closing Disclosure (CD) preparation, including issuance of funds, closing instructions, etc., necessary to ensure the marketability of loans.

• Competently review loan files to ensure all conditions are cleared and file is ready to close and fund.
• Competency review title commitment to ensure all title issues have been remediated prior to drawing closing documents.
• Perform accurate and complete input into Client’s system in preparation of drawing closing documents.
• Ensure accurate reporting when working through loan pipeline.
• Coordinate delivery of closing documents to settlement agent.
• Ensure all state requirements are met.
• Review underwriting conditions.
• Coordinate with settlement agent to obtain final fees to prepare the Closing Disclosure.
• Ensure accuracy of instructions to settlement agents.
• Review the Closing Disclosure for compliance with closing instructions and balance with title.
• Review returned documents for accuracy and completeness prior to funding in escrow states.
• Correct loan amounts if necessary.
• Approve documents for funding.
• Authorize and arrange for the funding wire or check and meet any warehouse requirements.
• Assist with Post Closing corrections and audits.

• High School Diploma or GED equivalent required, some college preferred, College degree desired.
• Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software (LOS) experience preferred.
• 3+ years of prior loan closing experience is preferred
• Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.
• Ability to multi-task and operate in a high-volume, fast-paced environment.
• Knowledge of federal and state regulatory requirements a plus.
• Must be able to perform essential responsibilities with or without reasonable accommodation.

• Mortgage Closing
  
  Experience:
  
  3 year (Preferred)
• Microsoft Office: 3 year (Preferred)
• Customer Service: 3 year (Preferred)

• High school or equivalent (Required)

Pay Range Minimum: per year $47,840

Pay Range Maximum: per Year $52,000

HCLTech is an equal opportunity employer, committed to providing equal employment opportunities to all applicants and employees regardless of race, religion, sex, color, age, national origin, pregnancy, sexual orientation, physical disability or genetic information, military or veteran status, or any other protected classification, in accordance with federal, state, and/or local law. Should any applicant have concerns about discrimination in the hiring process, they should provide a detailed report of those concerns to  for investigation.

This role may be eligible for performance-based bonuses subject to company policies. Benefits subject to company policies include medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year.

Job Type: Full-time

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Referral program
• Vision insurance

• Do you have 3+ years of Mortgage Loan Closing experience?

• Highlands Ranch, CO 80129 (Required)

Company Description

HCL Technologies is a next-generation global technology company that helps enterprises reimagine their businesses for the digital age. Our technology products and services are built on four decades of innovation, with a world-renowned management philosophy, a strong culture of invention and risk-taking, and a relentless focus on customer relationships. HCL also takes pride in its many diversity, social responsibility, sustainability, and education initiatives.

Through its worldwide network of R&D facilities and co-innovation labs, global delivery capabilities, and over 150,000+ ‘Ideapreneurs’ across 49 countries, HCL delivers holistic services across industry verticals to leading enterprises, including 250 of the Fortune 500 and 650 of the Global 2000.