Fraud Analyst

About The Role

We are now looking for Fraud Analyst to join the Compliance Team, based in our Hereford Head Office.

You will join a professional and dedicated team, who pride themselves on ensuring that the business remains compliant to all regulatory, statutory and industry standards.

Reporting to Fraud and Financial Crime Manager, as Fraud Analyst at allpay, you’ll play a key role in protecting our customers, clients and platforms from fraud. You’ll use data, systems and your investigative mindset to spot suspicious activity early, stop fraud fast, and help strengthen our fraud defences across our payment and card programmes.

• Prepare fraud MI for internal governance forums, clients and external partners (e.g. Fraud reporting to Mastercard). Monitor and analyse fraud trends, recommending improvements to rules, monitoring thresholds and system controls.
• Assist in the financial crime framework including SAR reporting, AML risk assessments, sanctions/PEP investigations and KYB reviews as needed.
• Support internal teams and clients with advice on fraud risk, emerging threats and preventive measures.
• Promote a strong fraud‑aware culture across the business through training, communication and knowledge sharing.

• You act with integrity, making ethical, accurate decisions when handling sensitive fraud and financial crime data.
• You are curious, keen to spot patterns, question anomalies and seek continuous improvements in fraud controls and processes.
• You collaborate effectively, communicating clearly with internal teams, clients and external partners to support investigations and promote a fraud‑aware culture.
• You are agile, adapting quickly to new fraud trends, shifting priorities and fast‑moving risk environments with resilience and focus.

• Evidenced ability to use fraud monitoring systems or rule engines.
• Understanding of AML legislation, SAR processes and FCA requirements.
• Background in working within regulated financial services

Here at allpay, we follow an Office First working model, reflecting the importance we place on in‑person collaboration across our teams, most of whom are based on‑site. While we are open to discussing flexible working arrangements, a strong on‑site presence will be essential to support the existing teams and projects.

If you feel you have the experiences and drive to excel as our Fraud Analyst, we would love to hear from you!

People are at the heart of allpay and we reward our employees with a competitive benefits package which includes a defined contribution group pension scheme, income protection, life assurance, an array of health and wellbeing options including private healthcare cover and an onsite gym. This is coupled with our excellent Learning and Development offering.

We are a company committed to Equal Opportunities.

All roles at allpay Limited are subject to successful background checks including a DBS and Credit Check.