Risk Manager - Insurance, Trips
Listed on 2026-03-15
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Finance & Banking
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IT/Tech
About Us:
At , data drives our decisions. Technology is at our core. And innovation is everywhere. But our company is more than datasets, lines of code or A/B tests. We're the thrill of the first night in a new place. The excitement of the next morning. The friends you encounter. The journeys you take. The sights you see. And the memories you make.
Through our products, partners and people, we make it easier for everyone to experience the world.
Summary
Join one of the world's leading travel insurance providers and help shape how we price and manage risk across our flexibility, protection and insurance products. In this role, you'll apply your actuarial expertise to understand customer behaviour, assess product performance and risk profile, and guide data-driven and risk-based decisions that impact millions of travellers.
You'll work closely with colleagues across data, commercial, and finance-bringing together technical insight and commercial thinking in a fast-paced, collaborative environment. It's an opportunity to apply your insurance background in a new context, with real influence and meaningful outcomes.
Role Description:
We're looking for an experienced Insurance Actuarial Risk Manager who will lead the design and oversight of risk costing, monitoring, stress testing, and risk transfer for all protection products globally. To act as the accountable owner for core loss-ratio KPIs and the interface with senior stakeholders, brokers, and governance forums
Key Job Responsibilities and Duties:
Risk Costing & Modelling
- Lead development of risk costing methods for protection products (e.g. CFAR, Property Damage, etc)
- Own assumptions, costing logic, and governance for limits and adjustments
- Validate ML (machine learning) outputs with interpretable frequency x severity frameworks
- Supervise associate model validation and documentation
- Define and oversee monitoring suite (loss triangles, CAT exposure dashboards)
- Own stress test design and escalation thresholds
- Lead reporting to risk governance forums
- Present findings with recommendations
- Design retention strategy, advises on stop-loss/captive needs
- Lead engagement with brokers, reinsurers, and finance
- Write risk transfer committee papers and capital implications justifications
- Drive model governance, assumptions documentation, version control
- Lead internal audit prep and methodology reviews
- Co-chair exposure/financial risk governance meetings
- Partner with Commercial, Finance, and Data Science to align on cost and exposure
- Represent risk in cross-functional forums and leadership updates
- Translate technical findings into actionable product guidance
- Designs and leads a small, high-impact risk function focused on protection products
- Manage, mentor, and develop junior team members, setting clear goals and delivering structured feedback
- Shape team operating model, ways of working, and hiring profiles to support growth and scalability
- Champion a proactive, scalable risk culture across cross-functional stakeholders
Technical Skills
- Strong command of GLMs, credibility theory, and scenario modelling
- Comfortable interrogating black-box ML outputs and combining with actuarial logic
- Solid SQL and Excel skills; experience translating models into frameworks
- Experience in reinsurance or captive structuring
- Able to lead broker/partner negotiations and evaluate cost-benefit trade-offs
- Passion for documentation, transparency and auditability
- Owns model version control, governance process, and risk audit readiness
- Experience operating across jurisdictions and adapting to different market practices
- Confident navigating multi-stakeholder settings
- Able to explain technical assumptions and outcomes to executive and non-technical stakeholders
- Proven track record working cross-functionally in commercial settings
- Operates independently, sets strategic direction, accountable for outcomes
- Confident in building and defending business cases
- Self-starter, entrepreneurial and proactive
- Risk minded with strong business judgement and commercial understanding
- Thrives in fast-paced, ambiguous environments
- Bachelor's degree
- Fully qualified actuary (FIA, ASA/ACAS, or equivalent)
- CFA/FRM with strong quantitative focus also considered
- 10-15+ years in insurance pricing, reserving or portfolio analytics
- Exposure to travel, P&C, warranty or affinity lines
's total rewards philosophy is not only about compensation but also about benefits. Our rewards are aimed at making it easier for you to experience all that life has to offer - all the messy, beautiful, and joyful bits - on your terms. So you can focus on what really matters. We offer competitive compensation as well as thoughtful, valuable, and even fun…
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