Vice President - Consumer Lending

Overview

Join Our Team

For over 70 years, Teachers Federal Credit Union has been committed to guiding members toward building a strong financial foundation today for a better tomorrow. Recognized by Forbes Magazine as one of America’s Best-In-State Credit Unions in 2025, Teachers has grown into one of the nation’s leading credit unions. As we expand our reach across the country, we remain focused on being both a Best Place to Bank and a Best Place to Work.

From part-time roles to executive leadership positions, Teachers offers a wide range of meaningful career opportunities.

Leads and directs the organization's overall Consumer Lending Products, Staff, Product Strategy and Management, Origination Strategies and Channels, Underwriting, Member Experience and Loan Flow, Loan Performance, Product Profitability, Origination Funnel and Conversion, Competitive Position, Marketing Campaign Planning/Conception and Portfolio Management. The Consumer Loan Products currently consist of but are not limited to:
Various Auto Loan and Lease Products, Various Unsecured Lending Products, Several Credit Cards, Student Loan, Solar Loan and Recreational Vehicles.

• Bachelor s degree required
• Minimum ten years of progressive consumer lending experience with at least five years in a senior leadership role.
• Demonstrated expertise with various Consumer LOS, credit report analysis, consumer underwriting, consumer loan originations and loan performance analysis required.
• Experience with consumer loan auto and credit card required.
• Proficiency with Microsoft Office applications (Excel, Word, PowerPoint)

• Drives origination strategies and partnerships. Defines the execution for short-term and long-term loan production, growth, and service objectives. Ability to drive change across many products and channels simultaneous
• Develops the strategy, tactics, and performance goals required to achieve targeted financial results.
• Responsible for overall margin yields of consumer loan products, including monitoring losses, advising on target WACs/Interest Rates and understanding impact of FTP rates set by Finance. Have a fundamental understanding of basic consumer loan portfolio operations and financials.
• Partner with SVP Consumer, Finance and Risk to advise if margin yield targets will influence ability to achieve volume targets
• Partner with first and second line to consistently monitor credit performance and integrity by origination vintage.
• Manage and monitor underwriting policy and staff with coaching and professional development.
• Build a high-performance Product Management team to properly manage each product and origination channels.
• Ability to outline and execute origination strategies to ensure integration with an overall marketing strategy and calendar that is synchronized across all channels and products.
• Defines and consistently iterates various product strategies, workflow and roadmaps for all products.
• Understands loan origination and onboarding experience, continually iterating and improving the NPS and loan conversion metrics.
• Performs other duties as needed upon request by immediate supervisor.

We provide a competitive compensation and benefits package that includes, but is not limited to:

• This position is eligible for our annual discretionary bonus program. Some positions within the credit union also qualify for quarterly performance incentives
• Paid time off for vacation, personal days, and holidays
• 401(k) company contribution
• Teachers pays 100% of Dental & Vision premium
• Tuition reimbursement is offered to full-time employees
• Exclusive employee discount of 0.96% APR on credit card loans and a 1.00% APR on all other loans through Teachers

The good faith range for this position is $195,000 to $255,000 annually. This range is an estimate based on potential employee qualifications and operational needs. The salary may vary above and below the stated amounts, as permitted by applicable law.

All candidates will be subject to a background check, credit check, and drug test to determine employment eligibility.

To learn more about Teachers and to view a full list of our job opportunities please visit https://(Use the "Apply for this Job" box below)./careers

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