Equity Specialist

Join to apply for the Home Equity Specialist role at Teachers Federal Credit Union

For over 70 years, Teachers Federal Credit Union has been committed to guiding members toward building a strong financial foundation today for a better tomorrow. Recognized by Forbes Magazine as one of America’s Best‑In‑State Credit Unions in 2025, Teachers has grown into one of the nation’s leading credit unions. We remain focused on being both a Best Place to Bank and a Best Place to Work.

From part‑time roles to executive leadership positions, Teachers offers a wide range of meaningful career opportunities.

The Home Equity Specialist is responsible for originating home equity loans and lines of credit while self‑sourcing new business opportunities. This role builds and maintains relationships with members and key referral partners, identifies prospective clients, and promotes the credit union’s mortgage programs. The specialist delivers an exceptional member experience by assessing financial needs, recommending appropriate solutions, and ensuring compliance with all regulatory requirements.

• High School diploma required
• Minimum two years’ experience in home equity or mortgage lending originations required
• NMLS certification required. Must maintain licensing and complete all related annual continuing education
• Strong written and verbal communication skills
• Proficiency in Microsoft Excel, Word, and mortgage systems (Mortgage Bot, DNA, Salesforce)
• Excellent multitasking and time management abilities to handle multiple files and deadlines
• Ability to ensure timely collection and submission of loan documents from members
• Up to 50% local travel to branches to educate staff on home equity products and processes
• Self‑motivated with the ability to work independently while meeting performance goals

• Originates home equity loans and lines of credit while self‑sourcing new business opportunities and meeting monthly production goals
• Identifies and engages prospective clients to promote the credit union’s mortgage programs, products, and guidelines
• Develops and maintains relationships with members and key referral partners, including centers of influence within the assigned region or state
• Collects, reviews, and uploads required documentation to ensure applications meet departmental criteria and regulatory requirements
• Maintains organized, compliant pipelines; manages time effectively to balance member appointments, application review, and branch support
• Educates branch team members on home equity products and processes; serves as a subject‑matter resource
• Attends networking events on behalf of the credit union and business development teams to advance networking and prospecting opportunities
• Adheres to internal policies and external regulations, including SAFE Act/NMLS, BSA (Bank Secrecy Act), AML (Anti‑Money Laundering), OFAC (Office of Foreign Asset Control) and RESPA (Real Estate Settlement Procedures Act) requirements as it relates to the position
• Performs other duties as needed upon request by immediate supervisor

• This position is eligible for our annual discretionary bonus program. Some positions within the credit union also qualify for quarterly performance incentives
• Paid time off for vacation, personal days, and holidays
• 401(k) company contribution
• Teachers pays 100% of Dental & Vision premium
• Tuition reimbursement is offered to full‑time employees
• Exclusive employee discount of 0.96% APR on credit card loans and a 1.00% APR on all other loans through Teachers

The good faith range for this position is $40,000.00 annually plus commission eligibility. This range is an estimate, based on potential employee qualifications and operational needs. The salary may vary above and below the stated amounts, as permitted by applicable law.

All candidates will be subject to a background check, credit check, and drug test to determine employment eligibility. To learn more about Teachers and to view a full list of our job opportunities please visit https://(Use the "Apply for this Job" box below)./careers

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