Sr Loan Underwriter

DUTIES & RESPONSIBILITIES

• Analyze and make credit decision on loans in accordance with all credit and Bank policies.
• Recommend underwriting criteria to be implemented within an automated underwriting decision engine.
• Active in underwriting activities required to set the direction of the department.
• Recommend updates and changes to underwriting policies and procedures as needed.
• Excellent knowledge of industry trends in the changing market place.
• Proficiency in interpreting and analyzing complex income tax returns and financial statements.
• Analyze and approve employee loan requests.
• Consistently meets appropriate service level timelines as designed for department.
• Maintain acceptable percentage level of charge-off loans.
• Exercise sound judgment and decision-making skills using the appropriate underwriting guidelines.

Describe below the audience this role will interact with and level of influence they will have on those roles.

This role will interact with individual contributors within Thrivent, external vendors, contractors and/or consultants, and manager and/or directors within Thrivent.

• Bachelor’s degree or equivalent work experience required.
• Minimum 5 years experience in lending, preferably in a retail banking environment.
• Demonstrate a high level of interpersonal skills by relating well to others, displaying tact and diplomacy, showing respect toward others’ opinions and reflecting a team player approach.
• Excellent communication skills in writing and in person.
• Strong client-focused skills.
• Must be well-organized, efficient, and able to coordinate multiple tasks.
• Possess strong leadership, decision-making, and problem-solving skills.
• Knowledge of applicable Federal and State lending regulations.
• FNMA, Freddie, FHLB underwriting guidelines.

Thrivent’s long-term growth depends on attracting, rewarding, and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract, reward, and retain top talent. The applicable salary or hourly wage range for this full-time role is $70,434.00 - $95,294.00 per year, which factors in various geographic regions.

The base pay actually offered will be determined by a variety of factors including, but not limited to, location, relevant experience, skills, and knowledge, business needs, market demand, and other factors Thrivent deems important.

Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits. The following benefits may be offered: various bonuses (including, for example, annual or long-term incentives); medical, dental, and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance;

supplemental protection insurance; 20 days of Paid Time Off each year;
Sick and Safe Time; 10 paid company holidays;
Volunteer Time Off; paid parental leave; EAP; well-being benefits, and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivent’s plans/policies are subject to change at any time at Thrivent’s discretion.

Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law. This policy applies to all employees and job applicants.

Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation, please let us know by sending an email to  or call  and request Human Resources.