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Head of Credit Risk - Mortgages

Job in Harrogate, North Yorkshire, HG1, England, UK
Listing for: Harnham - Data & Analytics Recruitment
Full Time position
Listed on 2026-01-20
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst, Financial Consultant, Banking & Finance, Financial Compliance
  • Management
    Risk Manager/Analyst, Banking & Finance
Salary/Wage Range or Industry Benchmark: 120000 GBP Yearly GBP 120000.00 YEAR
Job Description & How to Apply Below
HEAD OF CREDIT RISK - MORTGAGES UP TO £120,000  EQUITY LONDON A rapidly growing UK fintech delivering ethical, shariah-compliant home finance solutions as an alternative to traditional mortgages. The company's core offering enables customers to purchase and refinance residential property without interest through a co-ownership Home Purchase Plan certified under Islamic finance principles, combining modern technology with accessible underwriting. It is FCA-regulated and focused on making home ownership fairer, more inclusive, and aligned with diverse customer values.

THE ROLE You can expect to be involved in the following day to day:
Lead and continuously evolve the credit risk strategy, ensuring a clearly defined risk appetite aligned with sustainable growth objectives Own credit risk oversight across core residential and investment property lending portfolios Provide senior credit risk leadership on the design and launch of new lending products, including short-term and commercial real estate finance Balance commercial growth ambitions with robust risk governance, controls, and decision-making frameworks Act as a key senior stakeholder within a fast-growing, purpose-driven financial services organisation SKILLS AND EXPERIENCE Mortgages/Property Finance experience in credit risk analytics is a must Senior Manager level of experience Strong numerical degree

HOW TO APPLY

Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
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