Mortgage Underwriter; North Richland Hills, TX

TEKsystems is currently searching for qualified candidates to fill Mortgage Underwriter positions with a Fortune 100 Financial Institution in North Richland Hills, TX to start on April 20th.

This is NOT a remote position - requirement to work hybrid onsite 3 days a week.

All candidates must be located in a commutable distance to North Richland Hills, TX.

Mortgage Underwriter - Job Description:

To evaluate and underwrite all mortgage loan types offered by the Credit Union according to specific state and federal requirements to limit the risk exposure of company's equity portfolio. To analyze required loan documentation and information presented in the equity loan request, to condition and make appropriate loan decisions based on the acceptability of the credit risk using established guidelines of the Credit Union, secondary market investors, and applicable state and government regulations.

Works on assignments requiring judgement in resolving issues or making recommendations.

-Underwrite VA, FHA and Conventional Loans

-Analyze credit and credit reports independent of scoring systems to confirm loan eligibility

-Analyze exceptions and rejections; recommend alternative mortgage products better suited to the loan applicant

-Approve mortgage loans and authorize loan disbursements based on a complete analysis of submitted documentation and applicable rules and regulations

-Collaborate with managers and participate in mentoring sessions for Mortgage Processors, Mortgage Closers and Mortgage Loan Officers

-Collaborate with training team to maintain the on-line manual to ensure all guidelines are conveyed accurately and consistently

-Determine the acceptability and marketability of the real estate property to ensure there is sufficient collateral to secure the loan

* Evaluate assets needed to close the loan and determine the acceptability and adherence to investor requirements

-Perform secondary review of loans that are suspended and/or declined

-Basic research/review

-Prepare and present counter-offers on marginal loans; prepare adverse action (loan disapproval) notifications, with awareness of the compliance provisions of the regulatory agencies

-Review and evaluate documents to ensure adherence to NCUA, USPAP and all other relevant industry guidelines to ensure loan acceptance

-Review/understand effects of contracts related to real estate, such as age restrictions, HOAs, etc.

-Work closely and collaboratively with loan originator and processor to ensure all appropriate data is obtained

-Perform other duties as assigned

Qualifications and Requirements:

• 1-10+ years of recent MORTGAGE UNDERWRITING experience is REQUIRED
• Associates or Bachelors degree preferred;
  High School Diploma required
• Proficient in Microsoft Office Suite
• Proficient in computer literacy
• Proficient and strong data entry skills
• Strong written and verbal communication skills

Location: NORTH RICHLAND HILLS, TX - HYBRID schedule 3 days a week onsite required

Shift Hours: Full Time, 40 hours per week. Monday-Friday 8:00am-4:30pm CST

Training Hours (04/20-05/01 - NO TIME OFF): Monday-Friday 7:30am-3:00pm CST

Pay Rate (Dallas, TX): $24.47 - $33.60 hourly based on years of Mortgage Underwriting experience

If you are interested and meet the requirements and qualifications, please apply with an updated resume.

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This is a Contract to Hire position based out of North Richland Hills, TX.

The pay range for this position is $22.02 - $39.93/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)