Analyst, Special Account Management Unit; SAMU

Supports the development of solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.

Monitors the financial and risk performance of account portfolio; performs financial and risk analysis of customer and account information to provide insights and recommendations on how to improve quality, liquidity and Bank’s security position.

Documents decisions on credit transactions with rationale that can be understood and explained to customers.

Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as alternative solutions.

Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies.

Maintains and enhances knowledge around lending issues, including loan structure, collateral, foreclosure, bankruptcy and the various regulations that directly impact the Bank.

Builds effective relationships with internal/external stakeholders; includes legal and insolvency professionals and other consultants/advisors in the commercial business community.

Gathers and formats data into regular and ad-hoc reports, and dashboards.

Monitors and tracks performance and addresses any issues.

Executes work to deliver timely, accurate, and efficient service.

Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.

Exercises judgment to identify, diagnose, and solve problems within given rules.

Works independently on a range of complex tasks, which may include unique situations.

Broader work or accountabilities may be assigned as needed.

Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.

Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.

In-depth knowledge of banking products & services.

In-depth knowledge of industry trends and regulations.

In-depth knowledge of credit portfolio management policies & procedures, and financing guidelines.

Technical proficiency gained through education and/or business experience.

Verbal & written communication skills - In-depth.

Collaboration & team skills - In-depth.

Analytical and problem-solving skills - In-depth.

Influence skills - In-depth.

Data driven decision making - In-depth.