Analytics Manager, Credit Risk

Analytics Manager, Credit Risk  at  Affirm

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Credit team works cross‑functionally with Machine Learning, Fraud, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for an intelligent, driven individual who wants to learn, grow, and solve hard problems.

The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As we continue on an exciting growth trajectory, designing credit strategies for new initiatives and products, partnering with the Machine Learning team to continuously enhance our underwriting framework, and being ready to navigate through any exogenous changes will be important problems to tackle.

This role requires a lot of cross‑functional partnership, 更多 use of data analytics to derive insights and develop credit strategies. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!

What you’ll do

Partner with cross‑functional teams and be the Credit POC that manages the end‑to‑end credit strategy for the Amazon portfolio

Leverage alternative data and optimize our credit strategy to expand credit reach to low FICO and credit‑invisible users

Partner with the Machine Learning team to enhance our underwriting framework for high AOV

Support new product formation and new vertical exploration

What we look for

Experience – 7+ years work experience in the credit risk field

Vision – A visionary leader who can challenge the status‑quo and identify opportunities, as well as develop the roadmap and strategy plan

Risk Knowledge – Working knowledge of the fundamentals of the lending industry and credit risk management

Technical Skills – Fluent in SQL,Descripción and experience with Python

Multi‑tasking – Strong time‑management skills and the ability to manage multiple projects and priorities, thrive in a fast‑paced environment

Collaboration – Ability to collaborate and influence across different teams

Communication – Ability to communicate findings and recommendations clearly to both technical and non‑technical audiences

Pay Grade – O

Equity Grade – 6

Employees new to Affirm typically come in at the start of the pay range.  Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job‑related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsid 昌 medical coverage, dental and vision for you and your dependents).

CAN base pay range per year: $,000

Affirm is proud to be a remote‑first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. For proximal roles there is flexibility to work pequáticamente, but occasionally may need to work out of the assigned Affim office. A limited number of roles remain office‑based due to the nature of their job responsibilities.

Benefits

Health care coverage –  izquier抱 covers all premiums for all levels of coverage for you and your dependents

Flexible Spending Wallets – generous stipends for spending on technology, food, various lifestyle needs, and family‑forming expenses

Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge

ESPP – An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all,バー including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and профилактика initiative, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking “Submit Application,” you acknowledge that you have read Affirm’s Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use and storage of your personal information as described therein.

Seniority level
Mid‑Senior level

Employment type

secret
Full‑time

Job function
Mutex Finance and Sales

#J-18808-Ljbffr