Commercial Lines Insurance Defense Attorney

Attorney, Insurance Defense Overview

The James Allen Companies Inc has been engaged to identify a highly motivated Attorney with deep insurance defense and coverage experience to join a Risk Management and Insurance team. This position reports to senior risk leadership and will serve as a key legal partner supporting enterprise risk transfer strategy, captive program governance, and complex claims and litigation matters.

This Denver based opportunity operates on a hybrid schedule, currently three remote days per week. Competitive compensation, benefits, and an annual bonus opportunity are offered. The salary range for this position is $147,000 to $215,000 annually.

• Provide strategic legal guidance on insurance related risks, coverage design, and enterprise risk transfer strategies.

• Develop and implement internal legal and compliance policies related to insurance.

• Participate in audits, training, and risk assessments supporting compliance and claims best practices.

• Serve as an officer of the captive, ensuring compliance and strategic effectiveness.

• Advise on complex or high exposure claims, subrogation opportunities, and settlement strategy.

• Provide legal opinions on coverage issues, claims, and related disputes under applicable state and federal law.

• Advise stakeholders on coverage determinations, reservations of rights, denials, and related claims matters.

• Represent the organization in coverage litigation and coordinate with outside counsel as needed.

• Manage litigation as lead counsel, including case assessment, pleadings, discovery, depositions, expert coordination, and trial preparation and participation.

• Draft, review, and update captive insurance policies, endorsements, and underwriting guidelines to align with risk strategy and compliance requirements.

• Analyze and interpret insurance policies including general liability, professional liability, property, pollution, cyber, and other specialty lines.

• Monitor legal and regulatory developments impacting coverage and ensure timely updates to policy language.

• Partner with internal teams and external brokers and insurers to evaluate needs and maintain appropriate coverage.

• Deliver presentations and represent the organization at carrier and broker meetings, board and client board meetings, internal presentations, conferences, and webinars.

• Support loss mitigation and complex prevention efforts, including customer policy updates such as handbooks, regulatory impact assessments, and risk mitigation best practices.

• Juris Doctor (JD) from an accredited law school and admission to practice in at least one U.S. jurisdiction.

• 10+ years of legal experience with a strong focus on insurance coverage law, ideally in house or with an insurance focused firm.

• Deep knowledge of property and casualty insurance and related regulatory frameworks.

• Strong legal writing, research, communication, and negotiation skills.

• Highly organized with the ability to prioritize multiple internal customers.

• Ability to meet deadlines under pressure, adapt to changing priorities, and maintain high productivity and accuracy.

• Comfortable working independently and collaboratively in a fast paced, service focused environment.

• Ability to travel up to 25% for customer visits, litigation needs, underwriting meetings, and conference presentations.

Compensation

• Competitive base salary

• Annual performance bonus opportunity

Benefits

• 90 to 100% employer paid health insurance options

• 12 to 13 paid holidays annually

• Open paid vacation time, supervisor approved

• Generous paid sick time

• Generous 401k matching and additional benefits

• Casual dress code

• Collaborative, welcoming work environment