Senior Compliance Business Oversight Manager – Consumer Deposits

Work Location: Mount Laurel, New Jersey, United States of America

Hours: 40

Pay Details: $115,440 – $186,160 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business: Compliance

Job Description:

Why Work with Us?

At TD Bank US Compliance, we’re on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you’ll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact — both in day-to-day operations and in the design of a future-focused compliance program.

This not just about implementing a new program — it’s about creating a culture of compliance that will cascade throughout the organization.

The Senior Compliance Business Oversight Manager — Consumer Deposits will provide compliance advisory support and manage compliance risk across payment products ensuring they comply with US consumer protection laws and regulatory expectations.

This role will oversee, challenge and advise the business on compliance risks, ensuring issues are identified, escalating and remediated and support the fraud team as it relates to consumer deposits. Responsibilities will include issues management, ongoing monitoring, policy reviews, communications, and complaints management to ensure regulatory compliance and operational excellence.

The ideal candidate will have experience in consumer payment products and strong knowledge of applicable regulations (e.g. Reg E, UDAAP, Reg Z, Reg V, DD and CFPB guidelines) and experience reviewing and approving policies and procedures, issues management, ongoing monitoring, and complaints management.

The above details are specific to the role which is outlined in the general summary below. Please review Desired Skills and Experience as you are considering this role.

Job Description Summary

The Senior Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank’s risk philosophy and strategic direction.

Depth & Scope:

• Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas

• Senior specialist providing advisory services to executives, business segment leaders and governs the requirements for own work

• Integrates knowledge of the enterprise function’s or business segment’s overarching strategy in leading program design, policy formulation or operating standards within one or more areas of expertise

• Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements

• Serves as a source of expert advice to senior management in field of specialty

• Advises on execution strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties

• Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of their own field

• Requires innovative thinking to develop new solutions

• Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment

• Works within general policies and…