Risk Management Analyst

Job Title: Risk Management Analyst I

Department: Risk Management

Status: Non-Exempt

Salary Range: $35,692.80 – $48,297.60/year

At Timberline Bank, our people are our most valuable asset. We seek qualified employees who enjoy people, are innovative, and who are eager to learn. We, in return, provide opportunities for personal advancement and professional growth. The driving force behind our dedication to providing a "Better, Faster, Easier.

-Always." experience is the Timberline Team. From the moment you enter the building, we greet you as a person, not an account number-our belief in the value of exceeding customers' high expectations is what makes Timberline Bank a bank here for our community. Our commitment has been and always will be to provide high-quality personalized customer service. With the Timberline personal touch, the level of customer support is unparalleled.

We want to support you and your financial well-being, whether through your personal or commercial needs. Each customer contributes to the success of our small business. TO US, IT IS PERSONAL.

At Timberline Bank, the core of our culture is in the following values. We believe heavily in fulfilling each one of these to the highest degree. Our culture is the foundation of who we are as a team, and as a business.

The Risk Management Analyst I is a non-exempt, full-time position located at Timberline Bank headquarters in Grand Junction. This is the first level on a defined career path towards a career in Compliance and Risk Management. The Risk Management Analyst is responsible for performing a variety of activities in support of the Bank’s Risk Management Program, Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Consumer Compliance and Community Reinvestment policies and procedures.

• Maintain detailed documentation to demonstrate compliance with applicable federal, state and local regulations and internal policies and procedures.
• Perform independent reviews and analysis of potential suspicious activity to ensure compliance with the Bank Secrecy Act and USA Patriot Act.
• Analyze customer and transactional activity to identify trends, anomalies, and red flags; document rationale and supporting evidence for decisions.
• Determine when escalation is warranted and prepare clear, complete referrals and supporting documentation for internal stakeholders, including SAR decisioning processes as applicable.
• Ensure investigations, case notes, and supporting records are accurate, thorough, and audit ready.
• Execute core responsibilities of the role with minimal supervision, meeting quality, accuracy and timeliness standards.
• Participate in and execute special projects and effectively manage assigned deliverables, timelines, and communication.
• Learn and demonstrate proficiency in multiple assigned tasks within risk management, which could include:
  • Customer Complaint management
  • Vendor Management prosses
  • Review of Marketing materials
  • Incident Response management
  • Regulation E/Error resolution
  • Mobile Deposit review
  • Policy and Internal Control management
  • CRA Public File updates and validate CRA activities
  • HMDA data validation
  • Risk Assessment identifying, analyzing and evaluating risks and mitigants
  • Processing of Subpoena, Garnishment, Levies.
• Other functions and responsibilities may be added at the Bank’s discretion

• High School Diploma
• Two years of professional work experience
• Knowledge or ability to learn foundational banking regulations
• Proven people, communication, prioritization and organizational skills

• Be Thorough:
  Ensure that work is completed thoroughly and correctly; prepare carefully for meetings and presentations.
• Establish and Maintain Personal Credibility:
  Consistently model behavior that is perceived as responsible, reliable, and ethical.
• Communicate Effectively:
  Express oneself clearly in interactions with others, both verbally and in writing. Ensure that…