Lending Services Specialist II

Join Montecito Bank & Trust as a Lending Services Specialist II
!

As the largest locally owned community Bank on the Central Coast, Montecito Bank & Trust is committed to our founding principle: to make the communities we serve better places to live and work. We are always looking for talented professionals who are passionate about personalized service, community involvement, and innovation. By joining our team, we are dedicated to your career development and wellbeing, in and out of the workplace.

Montecito Bank & Trust is seeking a full-time Lending Services Specialist II to join the team in our Bank Operations department. As a Lending Services Specialist II, you will deliver a World Class Experience to clients and associates by being responsible for assigned moderately complex lending core task(s) administration within Lending Services department. Lending Services Specialist II will be responsible for boarding, maintaining, and calling back loans and credit cards.

You will be located in Goleta, CA with a fully on-site work schedule.

• High school diploma or equivalent required.
• 3-5 years of previous experience in a loan servicing department or similar required.
• Understanding of key lending terms and common loan structures required.
• Experience with lending “core” systems, such as FISERV Premier System or similar required.
• Must be detail oriented.
• Ability to accurately type a minimum of 35 WPM, adequate 10-key speed.

The essential functions of this role include, but are not limited to:

• Processes loan and credit card payments and advance requests.
• Inputs account data from loan documentation into Bank’s Core system ("Boarding"). Boards new loans of all levels, renewals and modifications, and workouts of existing loans.
• Inputs account data from credit card application and documentation in the credit card core system; boards new credit cards of all types and maintains as needed.
• Prepares and reviews demands for third-party institutions.
• Performs system maintenance on the Premier and Credit Console systems.
• Monitors tickler reports, daily reports, and makes necessary corrections.
• Reviews incoming loan packages and prepares documentation necessary for lien-perfection.
• Performs escrow analysis; disburses payments for taxes and insurance.
• Researches and corrects processing and posting errors to the core system.

• Workplace Culture that Values YOU
• Competitive Pay
• Medical, Dental, Vision, & Life Insurance
• 401K Matching/Retirement Planning
• Paid Vacation Time, Sick Time, Federal Holidays, & Volunteer Time
• Associate Bank Accounts
• Bank Gatherings, Events, & Associate Engagement Activities

Individual pay is based on a multitude of factors, including candidate’s experience, knowledge, skills, and abilities needed to perform in the position and pay equity.

Montecito Bank & Trust is an equal opportunity employer. Montecito Bank & Trust is committed to providing equal employment opportunity in our application process to all protected groups, including protected veterans and individuals with disabilities.

Employment eligibility is contingent on completing the DHS Employment Eligibility Verification (I-9) form and presenting acceptable documentation upon hire verifying your identity and right to work in the United States. The Bank does not sponsor visas, green cards, CPT, OPT, or other work authorizations.

• Apply through Indeed or visit our website Montecito Bank Careers
• Review the openings using the “Explore Opportunities” tab.
• Select “Apply Now” to review the desired position and click “Apply” to submit your application.
• Create a personal log-in to apply.