Property & Casualty Underwriter

Overview

Job Title: Commercial Property & Casualty Underwriter

Location: Manchester / London / Glasgow /

Employment Type: Full-Time, Permanent

About Us

Our client is a leading composite insurer with a strong presence across the UK market, offering a wide range of insurance solutions to businesses of all sizes. Their reputation is built on technical expertise, financial strength, and a commitment to building long-term partnerships with their broker network. As part of their continued growth, their are seeking an experienced Commercial Property & Casualty Underwriter to join their Leeds office as well as other UK offices.

Role Overview

As a Commercial P&C Underwriter, you will take ownership of underwriting risks across property, casualty, and combined commercial lines. You will work closely with brokers to deliver tailored solutions, balancing technical decision-making with strong commercial acumen. This role offers the chance to underwrite mid to large-sized accounts, contribute to profitable growth, and help shape regional underwriting strategy.

• Underwrite and manage a portfolio of commercial P&C risks in line with company appetite, underwriting guidelines, and authority limits.
• Develop and maintain strong trading relationships with brokers, focusing on quality service and sustainable growth.
• Assess risk exposures, review submissions, and structure comprehensive insurance solutions.
• Negotiate terms, pricing, and coverage to achieve profitable outcomes.
• Contribute to regional business development by identifying opportunities for new and renewal business.
• Support the wider underwriting team by sharing knowledge, mentoring junior colleagues, and contributing to best practices.
• Ensure compliance with internal governance, FCA regulations, and relevant market standards.

• Proven underwriting experience in commercial property and casualty lines (mid-market or corporate level preferred).
• Strong technical knowledge and risk assessment skills.
• Excellent relationship management and negotiation skills, with a broker-focused mindset.
• Commercial awareness and the ability to balance technical underwriting with business development.
• Confidence in decision-making within delegated authority levels.

• Competitive salary with performance-based bonus.
• Comprehensive benefits package including pension, healthcare, and flexible working options.
• Structured career progression within a global insurance group.
• Access to market-leading training and professional development.
• A collaborative and inclusive workplace culture with opportunities to make a real impact.