Residential Underwriter Supervisor

Education Level4 Year Degree## Residential Underwriter Supervisor Residential Underwriter Supervisor Department/

Location:

Employee

Reports to:

Residential Loan Manager

FLSA:
Hourly;
Non-Exempt position

Status:
Full-Time 76-80 Hours Rate of Pay:
Grade 26 / $39.44 - $58.00
** Summary/Objective**:
The Residential Underwriter Supervisor is responsible for overseeing the day-to-day activities for the mortgage loan underwriting team ensuring loans are underwritten to compliance with regulatory and organization guidelines. This position supervises the mortgage underwriting team and provides coaching and training to staff on all underwriting issues and policy exceptions and makes recommendations to the Residential Loan Manager.
** Essential Job Functions**:
* Oversee the daily operations of the residential underwriting team.
* Ensure consistent application of underwriting guidelines.
* Provide feedback and implement training plans.
* Review complex or high-risk loan files and provide decisions when required.
* Support internal and external audits and implement corrective actions as needed.
* Collaborate with the other residential teams such as funder/closers, processors, and loan officers.
* Identify process improvements to enhance workflow and borrower experience.
* Manage, mentor, and train the residential underwriting personnel.
* Provide direction for the development and implementation of policies and procedures applicable to residential underwriting.
* Manage the quality control, accuracy and efficiency of the residential underwriting team.
* Maintain and stay up to date on knowledge of all applicable regulations, bank policies, secondary market guidelines, and industry changes.
* Other related tasks as assigned.## Qualifications
** Requirements:
*** Bachelor’s degree in finance, business, or related field
** OR
* * an equivalent of 4 or more years of working experience in residential lending.
* Advanced proficiency using Microsoft Office Suite Products.
* 4 or more years of experience working with automated loan processing and underwriting systems.
* Experience working with secondary market guidelines and portfolio lending.
** Preferred:
*** 2 or more years of supervisory experience preferred.
** Knowledge, Skills & Abilities:
*** Knowledge and understanding of loan applications, products, and services.
* Ability to communicate and listen effectively.
* Ability to solve problems and think creatively.
* Ability to maintain confidentiality.
* Able to work under deadlines and fluctuating workloads.
* Extensive knowledge of applicable secondary and market portfolio lending guidelines and policies.
* Excellent organizational skills and time management ability.
* Ability to mentor, manage, and train staff.
** Physical Demands:
** To successfully perform the essential duties of this position, an individual must be able to meet the physical demands listed below. While some absences may be protected by federal, state and/or local laws, regular attendance is an essential function of the job. Reasonable accommodations may be made to assist individuals with disabilities to perform essential job functions.
** Work Environment:
** The duties of the job are performed on premises and in an office setting.
*
* What We Offer:

** Based on eligibility, Timberland Bank offers a comprehensive benefits package including medical, dental, vision, 401k, vacation/paid sick leave and other great benefits with employee only.  Timberland Bank is a family-friendly employer. Our employees enjoy competitive compensation and an excellent benefits package including:
* Medical, Vision and Dental Insurance
* Paid vacation and holidays
* Paid Birthday Day Off
* Two pay periods per month
* Paid sick leave
* 401k and employee stock ownership plans
* Paid training and advancement opportunities
* Numerous employee only banking benefits
** Disclaimer:
** This job description is intended to describe the general nature and level of work being performed by employees assigned to this classification. They are not intended to be construed, as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.
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