Senior Investigator

At HSBC, we’re a trusted international organization with a global customer base of around 39 million customers worldwide through a network that covers 62 countries and territories. In Europe, our ambition is to become the leading international wholesale bank and we need talent like you to help us meet our ambition. Whether you want a career that could take you to the top or in an exciting new direction—we offer opportunities, support and rewards that will take you further.

The Financial Crime Investigations Team is responsible for conducting investigations concerning accounts/ transactions of an anomalous nature and, where necessary, escalating such cases in accordance with the anti-money laundering (AML) Investigations Procedural Standards for external reporting.

Do you have significant financial crime investigations in a financial institution?

If you answered yes to any of these questions, we want to hear from you!

• Responsible for conducting the effective and timely investigation into assigned cases in accordance with agreed standard reporting requirements and service levels. These cases will include:
  • anomalous activity reports from various parts of the Bank as well as other HSBC entities as applicable, including other business lines and functions
  • investigating and reporting against Production Orders
• On receipt of a new Investigation, conduct an initial high-level review in order to identify any probable suspicious activity report (SAR) related issues
• Responsible for writing a high-quality investigative narrative and to record the case history, with supporting work findings, in a digital case file
• At any time during an Investigation, at the first reliable indication of SAR related matter the case is escalated immediately
• Ensure suspicious activity is reported to the appropriate Authorities in a timely manner and in accordance with the applicable service-level agreements (SLAs)
• Ensure that decisions to report to the Authorities, or not, can be justified by documenting high quality, reasoned reports supported by investigative work and recorded findings
• The Investigator role is part of Compliance and is responsible for ensuring that assigned cases including Production Orders and Anomalous Activity Reports are thoroughly and professionally investigated and, where appropriate, reported to the Authorities in accordance with applicable proceeds of crime / regulatory requirements. It is the responsibility of the job holder to decide whether activity is suspicious and therefore requiring reporting to the Authorities
• Also responsible for ensuring that assigned cases including Production Orders and Anomalous Activity Reports are thoroughly and professionally investigated and, where appropriate, reported to the Authorities in accordance with regulatory requirements
• The Investigator will also provide guidance to all internal business areas where appropriate
• Providing accurate and timely Management Information as required

• Money Laundering investigations experience including transaction monitoring
• Familiarity with transaction monitoring and associated case management systems
• Experience of identifying activity suggesting money laundering (ML) or terrorist-financing (TF) risk
• Experience in undertaking investigations/analysis into customer activity with the ability to draw inferences from noted behaviour, including transactional profile, against expectation established from customer due-diligence (CDD) data
• Experience in writing reports to identify ML/CTF risk and/or SAR reporting
• Both spoken and written communication skills with the ability to document investigative steps and conclusions effectively, in a clear, concise and professional manner
• Consistently achieve objectives set for them and take action to improve their own performance
• Strong organisational skills
• Managerial experience in a knowledge economy context
• Collaborative working style with colleagues and broader stakeholders within a cross-border and LoB matrix
• Prior regulatory or law enforcement investigations experience advantageous
• Association of Certified Anti-Money Laundering Specialists (ACAMS) or International Compliance…