Commercial Loan Underwriter - Fort Worth

Do you have commercial lending experience? If so, this could be a great opportunity.

Texas Business Lenders Group is seeking an experienced Commercial Loan Underwriter
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Based in Fort Worth, we are a Credit Union Service Organization that serves the Member Business Lending functions for multiple credit unions primarily in Texas, including EECU. We provide underwriting and credit analysis, loan documentation, and servicing for commercial loans of our client credit unions. This full‑time position will be responsible for performing thorough analysis of credit union commercial business loan requests and periodic reviews of existing loans.

• Analyze and underwrite commercial loan requests and supplemental financial information from CU clients.
• Prepare Credit Approval Packages detailing the analysis of submitted loan request for Capacity, Capital, Character, Collateral, Condition, and other relevant risk factors.
• Ensure loan requests comply with lending policy and product specifications or offer counter‑offers when appropriate.
• Communicate recommendations (approval, suspense, denial) to appropriate individuals within credit union.
• Uphold fair lending practices of Texas Business Lending Group and the credit union; meet targets for productivity, quality, and customer satisfaction.
• Conduct periodic reviews of existing loans to provide CU clients with updates on payment history, financial performance, and assessment of other risk factors and trends.
• Participate in special projects related to loan portfolio monitoring and reporting as assigned.

• Bachelor's degree in finance, accounting, business, or a related field preferred.
• Minimum three years of experience in the commercial lending industry with underwriting, processing, and/or servicing commercial loans.
• Experience analyzing tax returns, financial statements, credit reports, and other financial information from individuals and various entity types.
• Experience, formal training, and/or working knowledge of real estate third‑party reports including appraisals, Physical Condition Assessments, and Phase I & II Environmental Site Assessments.
• Excellent financial analysis skills and ability to adapt to specific requirements of the credit union industry.
• Solid written communication skills.
• Proficiency with various software applications, including strong Excel skills and experience in financial analysis, forecasting, and modeling.
• Experience or training in loan participations, secondary market, and/or SBA lending are helpful but not required.
• Only applicants with good credit history will be considered. EECU will conduct background checks including employment, criminal, and drug screening.

Responsible for compliance with all Federal and State rules and regulations such as BSA/AML, NCUA Privacy, Reg DD, Reg E, Reg CC, Reg Z, Reg B, FCRA/FACTA, and Service Members Civil Relief. Required to attend initial and ongoing annual Bank Secrecy Act training.

Texas Business Lenders Group and EECU are EOE/Vets/Disabled Employers. As an Equal Opportunity Employer we do not discriminate against applicants due to veterans status or on the basis of disability.

For more information on our organization and our benefits, visit www.eecu.org/careers
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Typically Monday‑Friday.