Credit Review Analyst II - Auto Finance Fraud

Credit Review Analyst II – Auto Finance Fraud

Join to apply for the Credit Review Analyst II – Auto Finance Fraud role at GM Financial.

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long‑standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer.

We also offer commercial lending products to dealers to help them finance and grow their businesses.

The Credit Review Analyst II – Auto Finance Fraud is responsible for performing independent and unbiased monitoring and assessments of the company’s credit activities with an emphasis on detecting fraud and misrepresentation. This team member will work closely with the Dealer segments by monitoring compliance and proactively addressing loans originated with fraud or misrepresentation.

• Review Excel‑based red flag reporting to identify accounts requiring fraud investigation
• Investigate loan originations for fraud or misrepresentation by reviewing loan documentation and systems used to underwrite, fund, and collect accounts
• Identify underwriting and funding weaknesses, address areas of non‑compliance, and recommend changes when necessary
• Assist in the development and support of models, analysis, and reporting related to the soundness of credit activities
• Perform quality monitoring by analyzing, summarizing, and monitoring compliance with credit policies and procedures
• Consult with management and make recommendations on policy exceptions and control weaknesses
• Create reports for management with actionable recommendations for improving operations, efficiencies, and internal controls
• Research and develop strategies to stay current with industry fraud trends and resources
• Assist in training team members and other departments to help identify fraud accounts
• Perform other duties as assigned
• Conform with all company policies and procedures
• Support team consistency in quality, accuracy, and compliance with departmental standards

• Strong analytical and strategic thinking skills
• Excellent research and problem‑solving abilities
• Detail‑oriented with strong time management and organizational skills
• Ability to explain complex issues clearly and accurately
• Strong written and verbal communication skills
• Ability to work independently and handle confidential information discreetly
• Proactive in achieving goals that positively impact business results
• Comfortable making recommendations and decisions

• Bachelor’s degree required
• 3‑5 years of experience in auto lending, finance, or banking
• Proficiency in Microsoft Office, especially Excel (data mining and filtering)
• Ability to plan, execute, and improve work processes to meet business objectives

Mid‑Senior level

Full‑time

Finance and Sales

Location:

Irving, TX

Salary: $76,230.00 – $

Posted 21 hours ago