Mortgage Processor

Overview

Prepare, process, and verify documentation for mortgage underwriting submissions and closings, as well as timely delivery of closed files for shipping.

• Process loan files in preparation for underwriter’s review in accordance with investor and/or government agency guidelines.
• Process and close loans for multiple loan officers in different branches.
• Create and maintain accurate loan files before and after closing and ensure compliance with bank procedures.
• Build relationships with loan officers by monitoring deadlines and maintaining communication and being responsive to requests for information.
• Manage monthly closings in a consistent and timely manner.
• Prepare accurate loan closing documents in accordance with written loan approval, including Closing Disclosure review and approval.
• Submit closed file documentation to Loan Ops for booking on bank system.
• Build relationships with title company personnel, realtors, and other related parties.
• Assist in post-closing shipping of government files for insurance.
• Track and clear all purchase pends issued by investor.
• Organize, track, and deliver final trailing documents to investor.
• Complete pre-funding audit tasks on all files.
• Remain aware and knowledgeable of industry changes to products and guidelines.
• Maintain knowledge of and ensure compliance with the Bank Secrecy Act.
• Complete annual training as required.
• Participate in bank/community activities.
• Other duties as assigned.