Bank Secrecy Act; BSA Officer

Overview

Adams Bank & Trust is a regional bank with over 110 years of family ownership, currently recruiting for an experienced Bank Secrecy Act Officer. Join a competitive organization focused on communities in Colorado, Nebraska, and Kansas.

Bank Secrecy Act (BSA) Officer

Department:
Risk Management

Location:

On-site at Branch - Fort Collins, CO

Full Time (40 hours/week) with competitive salary and a comprehensive benefit package.

The BSA Officer develops, implements, and oversees the Bank Secrecy Act (BSA) Program to ensure full compliance with BSA/AML and OFAC laws, regulations, and internal policies. This role leads the BSA team, manages institution-wide training, maintains regulatory relationships, and ensures the bank remains current with evolving compliance requirements. The BSA Officer plays a critical role in safeguarding the institution and promoting a culture of compliance.

This is a full‑time, on‑site position. Candidates must be located within commuting distance of the branch.

• Lead, mentor, and support members of the BSA Team while promoting the Mission, Vision, and Values of Adams Bank & Trust.
• Develop, implement, and maintain a comprehensive, bank‑wide BSA/AML/OFAC Program that meets all regulatory requirements.
• Conduct regular reviews and updates to the BSA Program to ensure ongoing compliance with regulatory changes and examination findings.
• Maintain strong working knowledge of institutional policies and procedures; identify and report deviations and recommend updates as needed.
• Coordinate BSA-related training across the institution in partnership with the Training Team.
• Maintain a BSA Resource Center or online library for employee access to compliance materials.
• Serve as a subject matter expert and resource for staff regarding BSA/AML/OFAC requirements.
• Build and maintain strong relationships with regulatory agencies.

• Prepare and present BSA Program status reports to the Risk Committee and Board of Directors.
• Assist with BSA-related risk assessments.
• Perform additional duties as assigned.

Education

• Bachelor's degree from an accredited institution preferred, ideally in accounting, finance, or a related field.

Experience

• 3-5 years of banking experience required, with strong knowledge of financial institution policies and procedures.
• Equivalent combinations of education and experience may be considered.
• Prior BSA/AML compliance experience strongly preferred.
• CAMS certification preferred

• Strong ability to read, interpret, and apply government regulations.
• Excellent interpersonal and communication skills; able to handle confidential information with discretion.
• Highly organized, resourceful, and innovative.
• Proficient in Microsoft Excel, Word, and Adobe.
• Strong analytical and problem‑solving abilities.
• Collaborative mindset with the ability to motivate and support a team.
• Commitment to ethical conduct and continuous skill development.
• Team‑oriented approach.

• Ensure compliance with BSA regulatory requirements through ongoing testing and monitoring.
• Meet or exceed annual goals aligned with the institution's strategic plan.