Commercial Loan Officer

Overview

The Commercial Loan Officer at Elevations Credit Union plays a key role in growth strategy by soliciting, developing, and servicing a wide variety of commercial loans. This individual acts as a financial advisor and trusted partner to members and prospects, managing relationships from origination to closing and portfolio servicing. Success requires deep product knowledge, the ability to build and manage relationships, a robust personal loan portfolio, and the capacity to thrive in a sales-focused and community-oriented environment.

• Originate and service commercial loan relationships, including real estate, C&I, and SBA loans.
• Actively prospect and develop new business through networking, referral partnerships, and community engagement.
• Manage an existing commercial loan portfolio, ensuring high service levels, risk management, and relationship growth.
• Serve as a primary point of contact for commercial members during the entire loan process, maintaining proactive and transparent communication.
• Accurately collect and analyze loan applications, financial documents, and creditworthiness.
• Cross-sell appropriate credit union products and services to meet member needs and support financial wellness.
• Stay current with economic trends, market conditions, and regulatory changes affecting commercial lending.
• Collaborate with credit, underwriting, operations, and legal teams to ensure timely and effective loan processing.
• Represent Elevations Credit Union at business and community events to expand visibility and impact.

• Bachelor's degree (or equivalent experience) in business, finance, economics, or a related field.
• 3-5 years of experience in commercial or business lending within a financial institution.
• Proven success in a sales and production role within the financial services industry.
• Strong knowledge of commercial lending products, services, underwriting practices, and regulations.
• Demonstrated experience managing an existing commercial loan portfolio.
• Excellent communication, interpersonal, and relationship-building skills.
• Strong analytical and financial acumen, with the ability to evaluate risk and structure sound credit deals.

• Experience working at a credit union or community bank.
• Established referral sources and active participation in the local business community.
• Familiarity with SBA lending programs and government-guaranteed loan structures.
• Experience with CRM and commercial loan origination platforms.

• Hybrid work schedule (50% onsite required).
• Regular use of standard office equipment; sitting frequently; occasional lifting (up to 10 lbs).
• Must have a personal smartphone for multi-factor authentication (MFA) as part of employment requirements.