Credit Analyst
Listed on 2026-01-12
-
Finance & Banking
Financial Analyst
Be part of a growing, successful company in an exciting and challenging field. Border States is 100% employee-owned, which means you're empowered to make decisions, find solutions and receive rewards for your hard work.
This position will be located in:
Phoenix, AZ
Final date to receive applications: Posted Until Filled
Note:
The position may be filled before or after the listed Final date to receive applications. Applications will only be accepted while the posting remains active.
Performs all credit and collection functions for assigned branches consistent with Border States' credit policies and procedures. Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs. Reviews customer's credit worthiness, establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states. Provides customer credit references and lien waivers.
ResponsibilitiesEssential Functions
- Performs all credit and collection functions for assigned branches consistent with Border States' credit policies and procedures.
- Provides timely communication with customers.
- Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs.
- Provides customer credit references and lien waivers.
- Reviews customer's credit worthiness, establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states, as required.
- Follows all federal and state laws as they relate to the credit functions.
- Performs all aspects of the job as accurately and efficiently as possible while providing service excellence.
Non-essential Functions
- Makes sales calls to customers with sales staff, as needed.
- Performs other duties as assigned by supervisor or designate.
- Minimum of a four-year accounting or business degree preferred or the equivalent in work experience.
- Minimum of four years of credit and collection experience preferred.
- Prefer the ability to read, write and speak in English.
- Prefer good working knowledge of PC for Windows, Microsoft Office (Excel and Word), Internet, email and SAP software.
- Excellent interpersonal, written and verbal communication, reading and customer service skills are preferred with the ability to effectively plan and organize.
- Excellent customer service skills include being competent, accurate, responsive and engaged.
Frequency at which you would carry/lift in a typical day: Occasionally 0 - 33%, Frequently 34 - 66%, Continuously 67 - 100%
- Lift from Waist:
- Less than 10 lbs.
- Not at all - 10 to 25 lbs.
- Not at all - 26 to 50 lbs.
- Not at all - 51 to 75 lbs.
- Not at all - 75 to 100 lbs.
- Not at all - 100+ lbs.
- Not at all
- Less than 10 lbs.
- Lift from Floor:
- Less than 10 lbs.
- Frequently - 10 to 25 lbs.
- Frequently - 26 to 50 lbs.
- Occasionally - 51 to 75 lbs.
- Not at all - 75 to 100 lbs.
- Not at all - 100+ lbs.
- Not at all
- Less than 10 lbs.
- Carried for Distance:
- Less than 10 lbs.
- Not at all - 10 to 25 lbs.
- Not at all - 26 to 50 lbs.
- Not at all - 51 to 75 lbs.
- Not at all - 75 to 100 lbs.
- Not at all - 100+ lbs.
- Not at all
- Less than 10 lbs.
Frequency at which you would do the following in a typical day:
- Sitting (a continuous period of being seated)
- Continuously - Standing (for sustained periods of time)
- Frequently - Walking (moving about on foot to accomplish tasks)
- Frequently - Bending/stooping (downward and forward)
- Occasionally - Crawling (moving about on hands and knees or hands and feet)
- Not at all - Climbing/Walking Stairs (ascending or descending)
- Frequently - Reaching (extending arms in any direction)
- Frequently - Crouching/squatting (bending the body downward and forward by bending leg and spine)
- Occasionally - Kneeling (bending legs at knee to come to rest on knee(s))
- occasionally - Balancing (maintaining body equilibrium to prevent falling)
- Occasionally - Repetitive motion (substantial movement of the wrists, hands, and/or fingers)
- Continuously - Pivoting (movement in any direction with one foot, keeping the other in contact with the floor)
- Occasionally - Pushing/Pulling (using upper extremities to press against…
(If this job is in fact in your jurisdiction, then you may be using a Proxy or VPN to access this site, and to progress further, you should change your connectivity to another mobile device or PC).