Commercial Real Estate - CRE Portfolio Manager II

Overview

It starts with our culture. Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn’t just see a number, they’d see a dad or a mom or a graduate or a business owner.

Our Bankers understand the complexities of people’s lives and offer simple solutions. That’s the basics of Relationships, Fairness, Simplicity®.

We have a long‑standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe these are important elements in building and sustaining a successful organization and a positive, results‑driven culture. We strive to make all associates feel welcome and empowered at work.

As a Commercial Real Estate Portfolio Manager II, you will support Commercial & Specialty Banking business development on the identification and calling of prospects and referrals on a national and regional basis; and coordinate calling efforts on identified prospects with Bank team partners. You will be responsible for a variety of tasks, including effectively supporting the management of profitable client relationships and working with other areas in the Bank, including Credit, Loan Operations and Executive Management, cross‑selling the Bank’s lending, depository and Treasury Management products to new and existing bank clients, and assisting in the review and structuring of large complex transactions.

You will present deals to credit officers, negotiate credit terms, and handle legal documentation with clients and referrals. You will also lead underwriting on loan presentations, ensuring the overall success and growth of an assigned portfolio by deepening relationships with existing clients and acquiring new clients. Additionally, you are expected to manage an existing portfolio of clients and monitor their operating performance.

This includes reviewing monthly and quarterly financial statements, completing renewals, increases, annual reviews, watching loan reports, reconciling borrowing bases, and monitoring client relationships for compliance with credit standards. Participation in community and business functions helps ensure a positive image for the bank within the regional marketplace and establishes referral contacts within the community. Finally, you will build strong rapport with clients and fellow associates and treat others with respect and consideration regardless of status or position.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to the Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

• Bachelor’s degree in a related field or an equivalent combination of education and experience.
• 6+ years of relevant experience in commercial banking.
• Related specialty banking or finance experience.

• MBA or certification in the field.
• 10+ years of relevant experience in commercial banking.
• Agribusiness credit background.
• Moody’s Risk Analyst experience.
• Completed formal credit training program.

• Proficient in Microsoft PowerPoint, Word, and Excel.
• Identify key relationships to achieve strategic goals and provide strong credit knowledge.
• Clearly and enthusiastically convey information and ideas in a manner that engages and persuades clients.
• Well‑developed and proven organizational skills with the ability to utilize time efficiently.
• Ability to make sound and timely decisions, consistently deliver on commitments, and assume responsibility for results.

• Committed to our core value of meritocracy and supporting associates in growing within their role.
• When completing certain tasks, an associate may need to push, pull, lift, bend, raise and hold hands…