Software Engineer, Full Stack Developer, Backend Developer

Kin is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step (from purchasing, servicing to claims) simple and friction-free, especially in the places traditional insurers often ignore.

We empower people to protect what matters most, starting with their homes and expanding to all they value, in a world where climate risks, rising costs, and outdated systems leave too many behind. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

• Built In Chicago's Best Places to Work, Midsize Companies ).

• Forbes' America's Best Startup Employers (2021- 2024, Ranked #37 in 2024).

• Inc. 5000 Fastest-Growing Private Companies.

• Forbes’ Fintech 50.

Simply put, our people are what make us great – we need forward‑thinking, inspired game‑changers like you to join us in our mission.

So, what’s the role?

As a Staff Engineer at Kin, you'll develop the products and features that make Kin operate. We're a Ruby on Rails environment with Typescript front‑end and Postgre

SQL database, and we apply Agile methodologies to our product and software development processes. In your role, you will have the opportunity to work on more complex engineering problems while collaborating with peers in Dev, Product, Design and other cross‑functional teams. As your team's technical lead, you'll to mentor team members, and lead projects.

A day in the life could include:

• Writing clean, maintainable, and efficient code in Ruby on Rails and Typescript

• Setting the standards for the Engineering team by example

• Leading pair programming sessions and providing mentorship to team members

• Driving and fostering advanced design or architectural tasks

• Developing technical roadmaps

• Participating in daily stands and weekly retros

• Working with Design, Product Management, and Customer Support partners to design and implement scalable solutions

• Providing subject matter expertise and support

I’ve got the skills… but do I have the necessary ones?

• 6+ years of professional software engineering experience

• 4+ years experience coding with Ruby on Rails and Typescript/Java script

• Strong understanding of SQL and RDBMS, with exposure to No
  
  SQL

• Experience in designing and implementing scalable, API‑first systems

• Experience with event‑driven architectures

• Experience in big data engineering on AWS and/or Data Bricks is a plus

• Ability to articulate value of technical investments

• Ability to operate with little‑to‑no technical guidance

• Experience mentoring engineers

• Comfortable in a startup environment – we’re fast‑paced, self‑motivated, and determined to change the industry

• A fast learner, ready to bring previous knowledge to this position and continue developing along the way

• Location in Central or Eastern US time zones (CDT & EDT) strongly preferred

• At this time, we are unable to sponsor employment visas

Oh, and don’t worry, we’ve got you covered!

This role is eligible for our comprehensive benefits program, which includes standard coverage and additional supplemental benefits.

This role is available and may represent a new position. Applications for this role are accepted on an ongoing basis

We use AI‑enabled tools to sort applications based on job‑related criteria and help with noting‑taking during the interview process. A human always decides who moves forward.

#LI-REMOTE

For Sales Agents and Customer Service Agents:
These roles sit in any of the following 30 states: AL, AZ, CO, FL, , IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full‑time in Ontario to be considered.

For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, , IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full‑time in one of the states listed above.

State locations and…