Senior Software Engineer, Backend; Decisions and Pricing Foundations

Senior Software Engineer, Backend (Decisions and Pricing Foundations)
Join Affi­rm to apply for the Senior Software Engineer, Backend (Decisions and Pricing Foundations) role. This team owns the foundational aspect of Affi­rm’s underwriting engine: architecting, modernizing, and optimizing its capabilities to serve an ever‑increasing number of consumers and merchants while maintaining high availability and excellent economics.

What You’ll Do

Own and deliver quarterly goals for your team, leading engineers through ambiguity to solve open‑ended problems and ensuring everyone is supported throughout delivery.

Collaborate with product management, design, and analytics during the product development lifecycle by participating in ideation, articulating technical constraints, and making decisions that consider risks and trade‑offs.

Proactively identify project, process, technology, or business issues, advocate for them, and lead in solving them.

Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting on‑call efforts.

Foster a culture of quality and ownership by setting or improving code‑review and design standards, and advocating them beyond your team through writing and tech talks.

Help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

4+ years of experience designing, developing, and launching backend systems at scale using languages such as Python or Kotlin.

Track record of building highly available distributed systems with AWS, MySQL, and Kubernetes.

Familiarity with offline data processing using frameworks like Spark or Ray.

Knowledge of stream‑processing architectures and the ability to bridge online and offline systems with hybrid designs.

Experience defining a technical plan for a significant feature or system component with an elegant, simple, and extensible design.

Write high‑quality code that is easily understood and used by others.

Proficient at making significant changes in a large code base, and having developed tools and practices that enable safe modifications.

Take ownership of personal growth, proactively seeking feedback from your team, manager, and stakeholders.

Strong verbal and written communication skills that support effective collaboration with our global engineering team.

Pay & Equity
Pay Grade: N

Equity Grade: 6

Base pay range per year: $150,000 – $200,000 (CAN for U.S. positions). The total compensation package may include monthly stipends for health, wellness, and tech spending, as well as benefits such as 100% subsidized medical coverage, dental, and vision for you and your dependents. Employees may also be eligible for equity rewards offered by Affi­rm Holdings, Inc.

Remote Work
Affi­rm is proud to be a remote‑first company. The majority of our roles are remote, and you can work almost anywhere in the country of employment. Depending on the role, you may occasionally be required to work out of an assigned Affi­rm office. A limited number of roles remain office‑based due to the nature of their responsibilities.

Benefits

Health care coverage – Affi­rm covers all premiums for all levels of coverage for you and your dependents.

Flexible Spending Wallets – generous stipends for spending on technology, food, lifestyle needs, and family forming expenses.

Time off – competitive vacation and holiday schedules to allow you to rest and recharge.

ESPP – an employee stock purchase plan enabling you to buy shares of Affi­rm at a discount.

EEO and Inclusive Hiring
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

For U.S. positions that could be performed in Los Angeles or San Francisco, pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affi­rm will consider qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affi­rm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Seniority Level
Mid‑Senior level

Employment Type

Full‑time

Job Function
Engineering and Information Technology

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