Portfolio Manager CRE

Portfolio Manager CRE – Raymond James

Apply for the Portfolio Manager CRE role at Raymond James.

Official brief summary:
Analyze credit proposals and customer characteristics to determine credit worthiness and appropriate terms for approval in accordance with policies and risk appetite.

Summary of the Position:
The Commercial Real Estate (CRE) Credit Portfolio Manager assists the relationship managers with the underwriting of new and existing relationships to ensure the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities.

• Underwrites requests for credit extensions to new and existing clients (new money business)
• Performs detailed financial analysis for CRE and, on occasion, personal lending opportunities
• Prepares the following for presentation to Senior Loan Committee:
  • Credit Approval Request (CAR)
  • Modifications
  • Covenant Waivers/Amendments
  • Accurate and Timely Risk Rating
  • Assessment of Real Estate Sponsorship
• Ensures compliance with the Bank’s credit policies and procedures, identifying exceptions for approval as they occur
• In collaboration with RM and Closer, facilitates Pre‑Close Kick off Call between Closer, Portfolio Manager, Bank Counsel, Borrower Counsel and other parties.
• Ensures final loan documentation is consistent with credit approvals prior to closing.
• Accompanies the relationship manager on prospect / client calls when appropriate

• Bachelor’s Degree in Finance, Accounting, or related field
• Minimum of 5 years of credit analysis and underwriting experience
• Completion of a bank commercial credit training program and experience analyzing commercial / residential real estate projects (income producing properties including retail, office, industrial and multi‑family; land acquisition and development loans, and construction loans) strongly preferred

• Demonstrated knowledge of investment commercial real estate finance for multiple loan and property types
• Excellent organization skills, attention to detail and the ability to work in a fast‑paced environment and complete assignments in a timely manner with minimal direction
• Strong written and verbal communication skills
• Strong presentation skills
• Ability to work independently and within a team
• Proficient in various spreadsheet and word processing applications, including the use of graphs and charts

• Education:
  
  Bachelor’s – Accounting, Business Administration, Finance
• Work Experience:
  
  General Experience – 3 to 6 years
• Certifications:
  
  Certified Anti‑Money Laundering Specialist (ACAMS)
• Travel:
  Not specified
• Workstyle:
  Resident

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold ourselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm

At Raymond James, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

Mid‑Senior level

Full‑time

Finance and Sales