Finance Manager - Account Ownership and Control; AOC

Position: Finance Manager - Account Ownership and Control (AOC) - Fixed Term Contract
Location: City of Edinburgh

** End Date
** Tuesday 24 March 2026
** Salary Range**£67,023 - £74,470
** Flexible Working Options
** Hybrid Working, Job Share
** Job Description Summary
** At Lloyds Banking Group, we have a clear purpose: helping Britain prosper. Within Group Finance, Central Finance – Control & Reporting (CF–C&R) plays a critical role in ensuring the accuracy, integrity and governance of the Group’s financial reporting!
You’ll be joining the Account Ownership & Control (AOC) function within CF–C&R — a key component of the Group’s Financial Control Framework. Our team leads on balance sheet ownership, substantiation, ARCS governance, Transformation, unowned balance resolution, and month‐end oversight, ensuring high‐quality financial data and effective control standards across Commercial Banking and Group Finance.
** Job Description
***
* JOB TITLE:

Finance Manager – Account Ownership and Control (AOC) – Fixed Term Contract
**** SALARY:
As per range
***
* LOCATION:

Edinburgh Princes Exchange
***
* HOURS:

** Full-time
** WORKING PATTERN:
** Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites
** About this opportunity
** At Lloyds Banking Group, we have a clear purpose: helping Britain prosper. Within Group Finance, Central Finance – Control & Reporting (CF–C&R) plays a critical role in ensuring the accuracy, integrity and governance of the Group’s financial reporting.

You’ll be joining the Account Ownership & Control (AOC) function within CF–C&R — a key component of the Group’s Financial Control Framework. Our team leads on balance sheet ownership, substantiation, ARCS governance, Transformation, unowned balance resolution, and month end oversight, ensuring high quality financial data and effective control standards across Commercial Banking and Group Finance.
** What you’ll be doing
** Day to day you’ll be supporting with the following:
** Lead & oversee AOC and ARCS control activity*
* • Manage the AOC framework for your portfolios, making sure ownership is clear and any issues or disputed balances are resolved.  
• Oversee ARCS profile governance so profiles are set up correctly, owned, and substantiated in line with policy.  
• Support teams with break investigations, root cause analysis and high‐quality commentary for ARCS submissions.
** Month end control & substantiation*
* • Coordinate month end AOC activity, ensuring deadlines are met and raising issues early.  
• Help resolve ledger mismatches and unexplained differences, including Fusion discrepancies, reserve queries and balance sheet alignment.  
• Act as the first point of escalation for operational issues and work with Platform teams to drive solutions.
** Stakeholder reporting & engagement*
* • Create AOC packs and dashboards that give clear insights for governance forums such as FCFR and Month End debriefs.  
• Build strong, collaborative relationships with CF–C&R teams, Finance Platform and wider Group teams to resolve cross‐boundary issues.  
• Lead conversations to agree ownership of new or disputed balances, using clear reasoning and evidence.
** Continuous improvement & automation*
* • Review processes regularly, challenge inefficiencies and suggest practical improvements.  
• Spot opportunities to automate (Power BI, Power Automate, Power Query) to improve MI and reduce manual work.  
• Lead or support transformation projects such as Strategic Ledger, ownership redesign or data quality improvements.
** Leadership & team development*
* • Lead, coach and develop the AOC team.  
• Support colleagues across AOC and CF–C&R to build capability in substantiation, ARCS and AOC governance.  
• Foster a culture of curiosity, challenge and continuous learning.

We’re transforming esting billions in our people, data and tech to change the way we meet the needs of our 28 million customers. We’re growing, and we’d love you to be part of the journey.
*
* What we’re looking for:

*** Qualified accountant, or equivalent experience, minimum of 3 years, with a strong understanding of financial control, substantiation and reporting.
* Experience working with balance sheet control frameworks, substantiation tools (ARCS), and…