Senior Retail Banking Firm Supervisor

Senior Retail Banking Firm Supervisor

Division:
Supervision, Policy & Competition

Department:
Market Interventions – Retail Banking

• Salary:
  National (Edinburgh and Leeds) ranging from £52,400 to £61,800 and London from £57,700 to £68,000 (salary offered will be based on skills and experience)
• This role is graded as:
  Senior Associate - Regulatory
• Your recruitment contact is Tahir Khan via  Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted.
• We are recruiting for 2 Senior Associate positions within retail banking.

We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you’ll play a key part in protecting consumers, driving economic growth, and shaping the future of UK finance services.

SPC oversees firms and individuals (supervision), creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition). The Retail Banking Directorate oversees supervision and policy for UK retail banking and mortgages, driving better outcomes for consumers including those with vulnerabilities - through firm-specific, sector-wide, and event-driven work, with a strong focus on fairness, affordability, and consumer protection.

We are recruiting for 2 positions in the department; the first is in a team responsible for a portfolio of retail banking firms, while the second sits within a team responsible for supervising two large banks. Please indicate in your application whether you are willing to be considered for both vacancies, and whether you have a preference.

• Influence senior leaders by engaging with firm management on culture, governance, and systems, driving better customer outcomes and stronger organisational integrity
• Assess business strategies by analysing firm models and identifying key risks, solving complex problems to protect consumers and markets
• Shape regulatory approaches by contributing to supervisory strategies, ensuring effective interventions that reduce harm and maintain trust
• Leverage data insights by spotting trends and anomalies, providing actionable intelligence that strengthens decision-making and industry oversight
• Build collaborative networks by working with internal teams and external stakeholders, fostering alignment and shared success across the financial ecosystem
• Champion continuous improvement by recommending process enhancements and supporting colleagues, helping the division stay agile and proactive in addressing sector-wide risks

• Prior experience regulating or working with regulated financial services firms on one of the FCA retail banking priorities: consumer duty, financial crime, fraud, operational resilience
• Proven experience in building and maintaining relationships with senior management and stakeholders internally and externally
• Prior experience working in an analytical role to reach sound judgements quickly and clearly from a broad and varied range of information

• The ability to act on your own initiative to make informed and timely decisions, cutting through complexity, identifying the key issues and escalating issues appropriately
• Present yourself and the FCA in a professional and credible manner, with strong oral and presentation skills
• Experience of successful teamwork, working with others to deliver outcomes and achieve tasks, proactively offer your support to colleagues
• Proven ability to balance and manage competing priorities, with factors often outside of your control with minimal oversight
• Willingness to learn and develop yourself and others, taking on new responsibilities and adopting a flexible and pragmatic approach to your work

• 25 days annual leave plus bank holidays
• Hybrid model with up to 60% remote work
• Non-contributory pension (8–12% depending on age) and life assurance at eight times your salary
• Private healthcare with Bupa, income protection, and 24/7 Employee Assistance
• 35 hours of paid volunteering annually
• A flexible benefits scheme designed around your lifestyle

For a full list of our…