VP, CRE Portfolio Manager

Description

Tradition Capital Bank

Edina, MN

Who We Are & Why You Will LOVE Us!

You are more than just a number; we are more than just a bank. At Tradition Capital Bank, we are partners in business and in life; building dreams and futures on one simple idea: strong one-on-one relationships.

We place our people in the right seats and position our employees to do what they love. Every person and every role matters: when we function together as One Team, we achieve extraordinary results. As each other's raving fans, we reach across titles and organizational structure to encourage one another.

Here at Tradition, we believe that when people work together with shared values and an open mind, anything is possible.

Tradition is always in the making; join us in celebrating our roots and being a part of what's next.

What You Will Be Doing

The VP, Commercial Real Estate Portfolio Manager is responsible for maintaining and growing a portfolio of profitable loan and deposit client relationships. This position works collaboratively across credit, coordinator, and loan administration teams to identify opportunities for enhanced client service and efficiencies and ensures the accurate and timely processing of loans consistent with the Bank's loan policy and our Client Service Standards.

How You Will Get the Job Done

• Relationship Management:
Proactively manages a portfolio of loan and deposit clients and bank prospects. Intentionally and regularly communicates with clients to build strong relationships that ensure client engagement, satisfaction, and retention. Practiced tactical correspondence with clients, including deliberate follow-up via letters, e-mail, and phone are expected from this role to ensure collection of essential information to support monitoring of the loan portfolio, including credit reviews.

• Underwriting and Financial Analysis:
Collaborates with the credit team to produce timely, accurate and defect free credit presentations that successfully analyze the sources of repayment, using a risk-based approach. Work product includes:
Historical and projected business, personal cash flow, global cash flow, collateral analysis of real and personal property, analysis of economic and competitive environment of the borrower and/or industry, recommending appropriate covenants, monitoring, and other structural and risk mitigating components of the credit accommodations.

• Credit Administration:
Responsible for the periodic review of borrower reporting and ongoing account monitoring to maintain compliance with reporting requirements and covenants. Updates ticklers and ensures the electronic credit files are current and accurate. Operates both independently and in collaboration with senior managers for credit decisions (as deemed necessary by size and complexity of client relationship).

• Documentation:
Sufficient experience with the commercial real estate loan process to coordinate accurate documentation of all components of the approved credit accommodation, including perfection of collateral. Collaborates with more senior Relationship Managers on larger, more complex credits and structures.

• Production Results:
Consistently achieves results by meeting or exceeding assigned production goals and metrics (deposits, fees, and loans). Cultivates existing client relationships to expand their banking relationship and source referrals for new client opportunities.

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Collaboration:

May partner with novice/junior production team members on calls and closings to develop the team's skills in sales, analytical skills, and decision-making techniques needed to build relationships. Works collaboratively across credit, coordinator, and loan administration teams to identify opportunities for enhanced client service and efficiencies.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time without notice.

What Sets You Apart

• A role model for our core values:
Do the Right Thing, G.S.D. (Get Stuff Done), One Team, and Give Back

• Demonstrates…