Universal Banker

Universal Banker – M&F Bank NC Position Summary

As a Universal Banker at M&F Bank, you will experience the perfect blend of handling a client’s banking needs from sales to service. The Universal Banker processes and initiates various financial transactions for bank customers and assists the Branch Manager in the development of new business through referrals in efforts to increase profitability within the designated market area. Provides high‑quality customer service by meeting the needs of customers in an efficient and friendly manner while supporting both transaction servicing and needs assessment, as well as new account openings.

The associate must be enthusiastic about developing and maintaining relationships with customers in order to achieve banking and individual sales goals and objectives. Encourage clients to use self‑service banking solutions including ATMs, online, and mobile banking to enhance their service experience.

• Knowledge:
  Associates degree or equivalent in business or related field is required.
• Required Experience:
  
  A minimum of 18 months of financial institution experience with a strong emphasis on accurate cash handling, demonstrated proactive sales, and opening new accounts. A minimum of 6 months of demonstrated experience processing consumer loans is also required.
• Skills:
  
  Must have excellent oral and written communication skills. Attention to detail. Team player with strong interpersonal skills. Must be a quick learner and have the ability to multi‑task. Exceptional customer service skills. Customer focus and excellent organizational skills.
• Preferred
  
  Skills:
  
  Bilingual language skills (English and Spanish).

• Provides a complete range of customer services at the financial institution, including opening new accounts, explaining available institutional products and services, and gathering customer information to process new and existing accounts.
• Actively cross‑sells and properly tracks products and services referred or sold to customers to meet individual and branch sales goals. Includes interviewing potential and existing customers to determine appropriate products and services that will meet their financial goals.
• Meet established monthly sales goals, customer contact strategy calls, and other business development requirements.
• Process customer transactions; verify coin and currency within deposits, ensure endorsements on negotiable items, and issue receipts.
• Adhere to work schedule and work location as directed by management.
• Maintain knowledge of all internal security policies and procedures.
• Adhere to compliance issues.
• Provide backup support to other branch staff as needed.

• Adhere specifically to all corporate policies and procedures.
• Employee must adhere to Bank Secrecy Act/Anti‑Money Laundering/OFAC and Customer Identification Policy and procedures at all times.
• Maintain knowledge of the Bank’s services to take advantage of opportunities for selling and cross‑selling of products and services.

Entry level

Full‑time

Finance and Sales