VP Ag Loan Officer
Job in
Dudley, Worcester County, Massachusetts, 01571, USA
Listing for:
Nichols College
Full Time
position
Listed on 2026-01-17
Job specializations:
-
Finance & Banking
Banking & Finance, Banking Operations
Salary/Wage Range or Industry Benchmark: 60000 USD Yearly
USD
60000.00
YEAR
Job Description & How to Apply Below
Job Overview
Full‑Time Job Accounting, Data Analytics, Economics & Finance.
. This role will be responsible for managing an existing Ag loan portfolio and developing new Ag lending business. The VP Ag Loan Officer must exercise sound judgment in the loan‑making process and effectively underwrite, structure, and close all types of Ag loans in accordance with the Bank’s established policies and procedures.
This position will have extensive customer contact and will be responsible for all operational aspects for Ag loans in their market. The VP Ag Loan Officer will also abide by and keep up to date on the Bank’s lending policies as well as State and Federal lending regulations. The position could be tasked with some supervision of other lenders in the department.
The level of this position is based on years of service, education and/or equivalent experience, knowledge level and skill set.
Essential Functions
Demonstrate excellent written and verbal communication skills.Possess knowledge of regulations governing all lending practices.Recognize consumer 1‑4 family applications and refer them to a consumer Loan Officer as appropriate.Innovative outlook to drive continual progress and retention.Process Ag loan transactions and aid with transaction inquiries.Aid with consumer loan transactions and aid with transaction inquiries.Be able to analyze financial statements, cash flows, pay records and tax returns.Present credits and loans for approval to appropriate authority, as required.Be proactive in obtaining new Ag loan customers for the bank.Demonstrate the ability to prioritize workload.Take Ag applications and approve or reject loan requests in accordance with loan policies and procedures.Obtain and maintain a working knowledge of regulatory requirements as they relate to safety and soundness, compliance, and operations.Develop referral networks, suggest alternate channels, and cross‑sell products and services to accomplish the Bank’s goals.Possess strong prioritization and organizational skills.Possess an understanding of general business and financial issues.Be able to manage multiple concurrent projects.Be a self‑starter and possess the ability to work both independently and in a group setting.Possess strong interpersonal skills and the ability to establish and maintain good relations with co‑workers and other bank personnel.Assist co‑workers as needed.This position requires a valid Driver’s License.All employees are expected to exemplify and follow our core values.Regular attendance and punctuality when reporting to work.Travel for trade and industry schools and seminars as needed.This position may require installation of a Multi‑Factor Authentication (MFA) app on an employee’s personal mobile device. The MFA apps are used to authenticate a user’s identity to the system for security purposes.Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank’s policies and procedures.Perform other duties as assigned and requested.Core Values
Humility – We are “blue‑collar bankers”. We are relatable, down‑to‑earth people who greet our smallest customer the same way we greet our largest.
Respectful, Genuine Care for Others – We care about each other, we care about our customers, and we care about our communities.
Finds A Way – This simply put, is nothing more than attitude. It’s a can‑do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference.
Effort – We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled, and we need to earn it from our customers and each other every day.
Owning‑It – Owning‑It or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank, it’s about ownership. When an employee says they will do something, they follow through and get it done.
Education and Experience - Required – High School diploma or GED.
- Required – Continuing Education to maintain job knowledge.
- Required – Three to five years of banking experience.
- Preferred – Three to five years of customer service experience.
- Preferred – Proficiency in Microsoft Suites.
The employer has the right to revise this position description at any time. The position description is not a contract for employment.
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