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Commercial Insurance Underwriter

Job in Dudley, West Midlands, NE23, England, UK
Listing for: Equation Recruitment
Full Time position
Listed on 2026-02-09
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst, Insurance Claims, Insurance Risk / Loss Control
  • Finance & Banking
    Underwriter
Salary/Wage Range or Industry Benchmark: 40000 GBP Yearly GBP 40000.00 YEAR
Job Description & How to Apply Below
Commercial Insurance Underwriter
To 40K + Excellent Benefits
2 days office / 3 days home (after training)
Are you a Commercial Underwriter looking to join a fast-growing, ambitious Managing General Agent (MGA) where your expertise will genuinely make an impact?
Our client is on an exciting growth journey and is expanding its Underwriting team. They are looking for motivated, customer-focused Commercial Underwriters to help drive profitable growth and deliver an outstanding service to our broker partners. Whether you are an experienced underwriter or transitioning from a broking or insurance background, this is a fantastic opportunity to develop your career within a dynamic and supportive environment.

The Role of the Commercial Underwriter
As a Commercial Underwriter, you will play a key role in contributing to new business growth, renewals, and overall portfolio profitability. You will underwrite Property Owners, SME and/or Liability risks, negotiate terms, manage mid-term adjustments, and build strong broker relationships.

Key Responsibilities of the Commercial Underwriter
 
* Profitably underwrite new business, renewals, and mid-term adjustments in line with underwriting appetite and authority
 
* Develop and maintain strong relationships with brokers, partners, and internal stakeholders
 
* Assess, analyse, and evaluate risk to make informed underwriting decisions
 
* Deliver excellent customer service and ensure a positive broker experience
 
* Ensure compliance with underwriting guidelines, governance, and record-keeping standards
 
* Plan and prioritise workload to meet service level agreements
 
* Collaborate with sales, operations, capacity partners, and underwriting management to support business objectives
About You
 
* Experience in Commercial Underwriting or a strong background in insurance/broking
 
* Good working knowledge of Property Owners, SME and/or Liability insurance
 
* Knowledge of underwriting principles and practice
 
* Strong communication, negotiation, and relationship-building skills
 
* Excellent attention to detail with strong written and verbal communication
 
* Trading mindset with strong commercial awareness
 
* Good risk analysis and technical skills
 
* Well organised with the ability to prioritise and use initiative
 
* A positive, supportive team player who enjoys working collaboratively
 
* Proficient in Microsoft Word, Excel, and Power Point
 
* Cert CII qualified or working towards (desirable)
What’s in It for You?
 
* Competitive salary
 
* Workplace pension scheme with up to 16% contribution
 
* Minimum 27 days holiday plus bank holidays
 
* Hybrid working model with modern offices
 
* Health Cash Plan and Virtual GP Services
 
* 1 paid volunteering day per year
 
* Funded professional qualifications and CII support
 
* 24/7 Employee Assistance Programme and Mental Health First Aiders
 
* Employee recognition and annual awards
 
* Regular staff social events
 
* Free onsite parking
 
* Life assurance (Death in Service)
If you are ambitious, enthusiastic, and want to be part of a forward-thinking MGA where your development is genuinely supported, we would love to hear from you
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