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Senior Business Analyst

Job in Dubai, Dubai, UAE/Dubai
Listing for: Xad Technologies
Full Time position
Listed on 2026-01-12
Job specializations:
  • IT/Tech
    Business Systems/ Tech Analyst, Data Analyst
Salary/Wage Range or Industry Benchmark: 120000 - 200000 AED Yearly AED 120000.00 200000.00 YEAR
Job Description & How to Apply Below

Role Overview

The Senior Business Analyst is accountable for translating commercial and regulatory objectives into clear, user‑centric, and compliant business requirements. The role acts as a strategic interface between Commercial P&L owners, Compliance, Operations, Customer Support, UI/UX, and Technology teams to deliver intuitive customer journeys, scalable fintech solutions, and robust end‑to‑end processes.

This position owns end‑to‑end business process definition, UI/UX‑aware requirement documentation, and BPMN‑driven process modeling across digital channels, integrations, and operational workflows, while embedding regulatory considerations across all initiatives.

Key Responsibilities
  • Translate business and P&L objectives into clear, testable functional and non‑functional requirements.
  • Elicit and document requirements using user stories, use cases, process flows, and acceptance criteria with clear UX expectations and edge‑case coverage.
  • Partner closely with UI/UX teams to ensure consistency, accessibility, usability, and error handling across customer journeys.
  • Design and maintain end‑to‑end BPMN 2.0 process flows covering happy paths, exceptions, reversals, and lifecycle scenarios.
  • Maintain and contribute to the Central Business Process Repository for standardization and reuse.
  • Collaborate with Solution Architects to ensure feasibility within existing platforms, APIs, integrations, and non‑functional constraints (performance, scalability, security).
  • Define requirements for mobile and web channels, operational workflows, reporting, reconciliation, audit, and third‑party integrations.
  • Interpret partner, processor, and scheme documentation and convert into business‑ready process flows.
  • Embed regulatory requirements such as AML/CFT, Consumer Protection, Fraud, Dispute Management, and Data Localization into business and UX flows.
  • Define data and reporting requirements supporting commercial dashboards and operational monitoring.
  • Engage daily with internal stakeholders and weekly with external IT providers to ensure delivery alignment.
Qualifications & Experience
  • 5+ years as a Business Analyst in Fintech, Payments, Wallets, or Neobanking environments.
  • Strong exposure to regulated fintech platforms; UAE / CBUAE experience preferred.
  • Bachelor’s degree in Computer Science, Information Systems, Finance, or related field.
  • Certifications (advantage): CBAP, CSPO, ISO 27001, PCI‑DSS exposure.
Core Skills & Competencies
  • Advanced requirement elicitation and stakeholder management.
  • Strong user‑story writing with clear UX intent, functional behaviour, and acceptance criteria.
  • Deep understanding of payments ecosystems, including ledger and transaction life cycles.
  • Card issuing (physical & virtual) and card processing within the four‑party model.
  • Experience with customer lifecycle management (onboarding, KYC, limits, support).
  • Solid understanding of APIs, microservices, integrations, and non‑functional requirements.
  • Agile delivery experience with Product, Design, Engineering, and QA teams.
  • Proficient in Jira, Confluence, and BPMN 2.0 tools (Lucidchart, Visio, Miro, Plant

    UML, Mermaid).
  • Working knowledge of PCI‑DSS, security, and data protection principles.
Behavioral Competencies

Strategic Thinking | Results Orientation | Change Leadership | Customer Focus | Collaboration | Win‑Win Mindset

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Research, Analyst, and Information Technology

Industries:
Telecommunications

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Position Requirements
10+ Years work experience
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