Mortgage Underwriter

Job Type
:
Full-time / Onsite
Salary
: AED 4,000 – AED 6,000 per month
Gender
:
Male/Female
Job Level
:
Specialist / Expert
No. of Positions
: 1
Experience
: 3-5 years

Job Description Key Responsibilities

• Act as a checker with delegation to approve high-value transactions.
• Ensure quality underwriting of Credit Applications in accordance with approved Bank credit policies, maintaining a minimum error rate.
• Maintain a high level of productivity without compromising processing quality.
• Analyze and consolidate restructure cases as necessary.
• Analyze financial documents including income statements, audit financials, tax returns, and credit reports.
• Communicate effectively with lenders, other underwriters, and financial institutions to facilitate loan approvals.
• Prepare and accurately submit mortgage applications.

• Bachelor’s degree in finance, business administration, or a related field.
• At least 3-5 years of experience in the mortgage department of a bank or mortgage brokerage firm.
• Good understanding of banking products, bank policies, procedures, and guidelines.
• Strong working knowledge of business software applications, particularly spreadsheets.
• Excellent Credit & Financial Analysis Skills.
• Exceptional attention to detail.