Financial Risk Advisor

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The Financial Risk Advisor is accountable for proactively identifying potential financial risks and ensuring adequate controls are in place by the first lines of defense to guard against financial loss and other business risks. The Advisor supports and enables senior leaders and functional experts across a specific line of business (first line of defense) to integrate risk management practices into their strategic business plans and day to day process responsibilities.

The financial risk team acts as a second line of defense for senior finance and strategy leaders.

• Consult with all levels of leadership for the end-to-end execution of the RCSA program, including control breaks and resolutions, to reduce financial loss, regulatory exposure, and manage risks within enterprise risk appetites (30%)
• Review & challenge first line forecasts, stress testing, and reporting to ensure integrity and alignment with strategic objectives (25%)
• Analyze program-related policies, standards, & data to provide strategic recommendations (15%)
• Monitor and report financial risk metrics, collaborate with leaders to address deviations and action planning (15%)
• Conduct Risk Assessments on initiatives and programs to identify unmitigated risks and ensure strategic and regulatory alignment (15%)

• High School Diploma or GED
• 8+ years Risk management, financial planning, financial reporting, audit, governance, compliance oversight, control oversight or other related disciplines.

• Bachelor’s Degree in Business Administration, Risk Management, Communications, Accounting, Finance, or related
• Certified Public Accountant (CPA) - American Institute of Certified Public Accountants
• Certified Internal Auditor (CIA) - Institute of Internal Auditors
• Certification in Risk Management Assurance (CRMA) The Institute Of Internal Auditors
• Certified Enterprise Risk Professional (CERP)
• 10+ years in Risk management, financial planning, financial reporting, audit, governance, compliance oversight, control oversight or other related discipline.

• Controls Testing
• Issue Management
• Identifying Risks
• Procedures Management

Director and above

0

Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Ability to travel up to 5% annually

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

• Communicate/Hearing
• Communicate/Talking
• Stationary Position/Seated
• Typing/Writing

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

$ - $

California: $ - $
Colorado: $ - $
New York: $ - $
Washington: $ - $
Maryland: $ - $
Washington DC: $ - $
Illinois: $ - $
New Jersey: $ - $
Vermont: $ - $
Ohio: $ - $

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period).

Six weeks of 100% paid parental leave for…