Commercial Insurance Underwriter

Ally Financial only succeeds when its people do – more than just the typical company clichés. We live this commitment by treating teammates as people with interests, families, friends, dreams, and causes. Our focus is on the health and safety of our teammates and achieving a healthy work‑life balance while embracing diversity and inclusion. From generous benefits to a variety of employee resource groups, we build paths that encourage professional growth and continuous learning.

Work Schedule:

Ally designates roles as (1) fully on‑site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week, as indicated by your manager. Your hiring manager will discuss the specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on business need.

Evaluate risks according to location, physical and moral hazards, underwriting guidelines, and loss experience in order to accept, decline, or modify submissions. Assess risk characteristics, inspection reports, producer information, and loss experience of individual accounts within your assigned territory.

• Serve as a consultant to Producers, customer service, and claims personnel as needed.
• Collaborate closely with internal Producers to place insurance coverage within Ally’s DOL program(s).
• Submit complex or unusual risks or exposures, and risks exceeding underwriting authority levels, to appropriate parties for approval.
• Manage accounts or territories with complex or catastrophic risk profiles.
• Perform technical tasks and analysis required to support ongoing business operations.
• Articulate and present account risk analysis and underwriting recommendations; collaborate with multiple teams to develop specialized proposals.

• 1+ year of experience required.
• High School Diploma or GED required.
• 2+ years of underwriting experience, with a focus on physical damage insurance underwriting preferred.
• Prior leadership experience preferred.
• Bachelor’s degree preferred.
• Advanced knowledge of Microsoft Office, especially Excel (XLOOKUP, VLOOKUP, pivot tables, formulas) required.

• Time Away: 20 paid time off days + 11 paid holidays + 8 hours volunteer time off yearly.
• Planning for the Future: 401(k) with matching and company contributions, student loan assistance, 529 plan assistance, tuition reimbursement, employee stock purchase plan, and financial learning center.
• Health & Well‑Being:
  Flexible medical, dental, vision, life insurance, disability coverage, HSAs, FSAs, critical illness, accident, and hospital indemnity insurance, plus a total well‑being program.
• Family Building:
  Adoption, surrogacy, fertility assistance, paid parental and caregiver leave, Dependent Day Care FSA, and child/elder care discounts.
• Work‑Life Integration:
  Employee Assistance Program, subsidized Weight Watchers®, and other discount programs.
• Other Compensation:
  Potential travel allowances, relocation assistance, signing bonus, and/or equity depending on role.
• For more detailed information, visit Ally’s Total Rewards PDF
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Ally Financial is a customer‑centric, leading digital financial services company committed to “Doing it Right” and being a trusted provider to consumer, commercial, and corporate customers.
Equal Opportunity Employer – We provide reasonable accommodations for qualified individuals with disabilities.

Base Pay Range
: $55,000 - $95,000 USD (determined by role, scope, responsibilities, experience, education, and market conditions).

Incentive Compensation
:
Eligible to participate in our annual incentive plan.

Ally is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity, pregnancy, marital status, military or veteran status, or any other protected class. We are also committed to providing reasonable accommodation to qualified applicants with physical or mental disabilities.

For accommodation requests, email