Senior Analyst - Retail Price Optimization

General information

Career area

Consumer Analytics

Country

United States

Work Location(s)

500 Woodward Avenue, MI, 601 S. Tryon Street, NC

State

Michigan

City

Detroit

Remote?

No

#

21545

Posted Date

01-21-26

Working time

Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion.

From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

Work Schedule:

Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

Are you passionate about turning data into actionable insights? Do you thrive on solving complex problems and making a measurable impact? Ally's Auto Pricing Team is looking for a data-driven professional to help shape the future of auto financing.

As a Senior Retail Price Optimization analyst, you'll play a key role in developing, testing, and implementing innovative pricing strategies. Your expertise will help us deliver industry-leading rates while maximizing value for both our customers and our business. You will have the opportunity to dive deep into large datasets to analyze current rate structures and uncover opportunities for optimization, monitor origination and application trends, identifying patterns and forecasting future performance, collaborate with cross-functional teams to design and execute scenario testing, ensuring our pricing strategies are both competitive and effective, apply advanced analytics and portfolio analysis to support special projects and drive continuous improvement, and maintain rigorous data governance and risk controls throughout all processes.

If you're ready to leverage your analytical expertise to help shape the future of auto pricing at Ally, we'd love to hear from you!

At this time, Ally will not sponsor a new applicant for employment authorization for this position

The Work Itself

In this role you will help us make data driven decisions by:

* Analyze current rate structures looking for opportunities to optimize and propose changes.

* Monitor current origination and application trends to identify patterns/trends and using them to forecast out expected run rates.

* Perform portfolio analytics, special projects, drill down analysis and other duties as needed.

* Apply sound control processes into all processes to effectively identify, assess, and manage risk.

* Optimize and streamline processes for continuous improvement.

* Understand competitive environment and other drivers of economics to optimize returns

* Maintain proper governance controls for any changes proposed to rate matrices.

* Demonstrate strong working knowledge of documents and processes involved in the extension of Consumer credit.

* Effectively prioritize workload and manage numerous projects concurrently.

* Accountability for results, performance, and continuous improvement.

The Skills You Bring

* 3+ years of data analytics experience in the Financial Services industry (preferably in auto consumer) is required

* Experience coding in SQL, DBT (Data Build Tool), or Python required

* Knowledge of general financial concepts - P&L calculations, amortization schedules, basic understanding of interest rates, proforma models required

* Demonstrated experience in self-assessments, including process documentation, and strong data analysis skills.

* Demonstrated strong critical thinking skills with a solution-oriented approach to problem solving.

* Ability to prioritize and multi-task with strong planning and organizing abilities including process improvements.

* Leveraging expertise and relationships to contribute to strategy and drive business results.

* Excellent written and verbal communication skills.

* Proven track record of influencing decisions with great analytics and financial models

* Strong work ethic, ownership, and goal-oriented mentality

* Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).

* Bachelor's degree required with related field - MIS or Data Management experience is strongly preferred.

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes…