Commercial Loan Assistant - Des Moines, IA

Job Type: Full-Time/Hourly

Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best‑in‑class customer service experts, you'll help to build and expand client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service.

At Equity Bank we’ll help you invest in your community through volunteer opportunities that align with our company initiatives and core values.

• Process and close commercial loans while providing accurate and detailed support.
• Complete all pre‑closing requirements.
• Once the Loan Officer provides loan approval and/or commitment letter, request an estimated closing date, prepare the loan document request form, input loan information into Easy Lender, gather supporting documentation, and submit requirements for document preparation.
• Close loan in conjunction with the Loan Officer; collect any fees required from the borrower to deposit to the loan suspense account, and prepare funding (if applicable) – wiring instructions, etc.
• Send applicable items to be recorded: mortgages, assignments, modifications of mortgages, SNDA’s, Landlord’s consent, etc.
• Copy the original note for file; send required booking documentation to Loan Operations; prepare Blue/Red files with loan documents, supporting documents, financial information, etc., for post‑closing document review.

• Assist in managing the loan officer’s portfolio.
• Assist officer in pre‑underwriting requirements/documents to the credit department on a case‑by‑case basis.
• Discuss with the Loan Officer and create an action plan regarding:
  • Exception list
  • Delinquency/O/D/Past Due list
  • Maturities (Matured Loan List)
• Miscellaneous filing.
• Follow up on recorded mortgage or final title policy.
• Process advance/draw requests as directed when needed and verify compliance.

• Keep up‑to‑date on all laws and regulations.
• Complete necessary responsibilities to maintain compliance.
• Follow bank processes and procedures.

• Maintain active and open communications, and provide quality customer service to both internal and external customers.
• Communicate effectively with:
  • Loan Officers
  • Credit Department
  • Loan Operations
  • Vendors (attorneys, title/insurance companies, county/state offices, etc.)
  • Borrowers

• High School diploma is required.
• Excellent interpersonal skills and professional manner.
• Computer skills, especially the ability to work in Windows‑based systems.

• 1‑3 years of banking experience.

The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. They are not intended as an exhaustive list of all responsibilities, duties, and requirements.

Equity Bank, a full‑service, $7.9 billion community bank, is based in Wichita, Kansas, with over 80 bank offices throughout Kansas, Nebraska, Missouri, Arkansas, and Oklahoma. At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.

• Health, Dental & Vision Insurance
• Group Life & Long‑Term Disability Insurance
• Flexible Spending & Health Savings Accounts
• Group Cancer Insurance
• 401(k) Retirement Plan w/Company Match
• Generous Vacation & Sick Time
• Employee Stock Purchase Plan (ESPP)
• Pet Insurance
• Retail Banking Benefits

This position requires standing, walking, bending, and squatting on a regular basis. It may require the ability to stoop, kneel, crouch, or reach with hands and arms. It requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.

This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.

Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.