Mortgage Loan Processor

** Midwest Heritage Bank
**** Job Title
**** Department:
** Banking
* * FLSA:
** Non-Exempt
** General Function
**** Core Competencies
*** Mortgage Loan Processing
* Loan Closing
* Organization* Attention to Detail
** Reporting Relations
**** Accountable and

Reports to:

** AVP, Loan Operations Manager
** Positions that Report to you:
** None
*
* Primary Duties and Responsibilities:

**:
Mortgage Loan Processor Performs processing of real estate mortgage loans within full guidelines of secondary market and regulatory compliance.
** Knowledge, Skills, Abilities, and Worker Characteristics:
*** Excellent internal and external customer service skills required.
* Ability to work in a fast-paced environment essential.
* Attention to detail required.
* Must be able to prioritize workload.
* Ability to work independently with stringent guidelines.
* Computer friendly skills required.
*
* Education and Experience:

*** College degree preferred.
* Minimum 2 years in mortgage experience.
* Obtains complete credit package, appraisal and title documentation.
* Assists loan officers with rate locks for secondary market real estate loans.
* Prepares underwriting packages to send to secondary market investors.
* Coordinates mortgage loan closings with branches and closer.
* Ensures that all closing conditions and requirements have been met.
* Ensures accurate printing of preliminary real estate loan documents.
* Provides processing support to loan officers.
* Performs other job-related duties and special projects as required.
*
* Physical Requirements:

*** This position is classified sedentary/light and requires the ability to sit for long periods of time.
* Visual requirements include: ability to see detail at near range with or without correction.
* Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions.
*
* Working Conditions:

*** The duties of this position are normally performed in a general office setting. This is a fast paced work environment.
* There is frequent pressure to meet deadlines and handle multiple projects in a day.
* Minimal Travel.
** Equipment Used to Perform Job:
** Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer.
** Contacts:
** This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage
** Confidentiality:
** This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all  the performance of their respective tasks and duties all employees are expected to:

Follow all state and federal regulatory requirements and complete assigned training courses within the required time frames.
#J-18808-Ljbffr