Financial Advisor

FINANCIAL ADVISOR – HIGH NET WORTH & COMPLEX PLANNING

This role is designed for an experienced financial advisor who thrives in complex planning conversations and has spent their career guiding high-net-worth and ultra‑high-net-worth families through meaningful financial decisions. You are confident advising families with taxable estates, layered planning needs, and multi‑generational considerations—and you value depth of relationship over volume.

You bring both technical excellence and emotional intelligence to the table, helping clients make clear, confident decisions during life transitions, liquidity events, and legacy planning.

• Serve as the primary advisor for high-net-worth and ultra‑high-net-worth families
• Lead advanced planning conversations for clients with estates exceeding the unified credit
• Develop and guide sophisticated strategies involving: estate and wealth transfer planning; tax‑efficient investment and income strategies; charitable and philanthropic planning; multi‑generational wealth considerations
• Translate complex planning concepts into clear, actionable guidance
• Act as a long-term strategic partner through life events, transitions, and decision points
• Proactively review, refine, and evolve client strategies as laws, markets, and client goals change

• Build deep, trusted relationships with clients and their families
• Serve as the primary point of accountability for client experience and outcomes
• Coordinate with external professionals (CPAs, attorneys, trustees) to ensure aligned execution
• Lead client meetings end-to-end, including preparation, facilitation, implementation, and follow-up

• Partner closely with internal planning and investment professionals to deliver integrated solutions
• Bring advanced planning ideas to the table and collaborate on complex case design
• Participate in peer collaboration and mentorship within the advisory team
• Contribute thought leadership and best practices drawn from prior UHNW experience

• Maintain and grow a personal book of sophisticated client relationships
• Cultivate relationships with strategic partners and centers of influence
• Represent the advisory practice with professionalism in client and community settings
• Continuously refine your technical expertise and professional judgment
• Client‑first, fiduciary‑minded decision making
• Confident, calm leadership in complex or emotionally charged situations
• High personal standards for preparation, follow‑through, and discretion
• Strong judgment paired with humility and curiosity
• Comfortable owning recommendations while welcoming collaboration
• Motivated by meaningful work, not transactional sales

• Bachelor’s degree
• CFP® certification (or equivalent advanced planning credentials)
• 5+ years of experience advising high-net-worth families
• Direct experience working with taxable estates above the unified credit, advanced estate and tax planning strategies, complex client balance sheets and cash flow scenarios
• Strong investment knowledge and ability to deliver evidence‑based advice
• Exceptional communication, organization, and time‑management skills
• High level of professionalism, discretion, and emotional intelligence

• Experience with ultra‑high‑net-worth families and multi‑generational planning
• Charitable planning expertise (DAFs, foundations, complex gifting strategies)
• Prior collaboration with CPAs and estate planning attorneys on advanced cases
• Iowa Life & Health Insurance license (or willingness to obtain)

Gilbert & Cook Inc. is a private wealth management firm dedicated to empowering a unique group of people to Live a Life of Abundance®. We provide clarity and instill the confidence necessary to make important wealth decisions, while navigating through life’s milestones and transitions. If you are looking for a fast‑paced, growing company that focuses on building strong relationships, and personal growth, with its clients at the core, this is the company for you.

Our ideal Gilbert & Cook team member demonstrates the following core values:

In Service to…