Credit Officer

Credit Officer

First Western is seeking a Credit Officer to join our team! Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team. As a Credit Officer at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Credit Risk team to deliver comprehensive solutions that exceed client expectations.

If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today.

• Support Bank Growth and Strategic Objectives – Support First Western’s overall strategic direction and growth plans with informed credit structuring and consultation with bankers, balancing growth with risk.
• Loan Approval and Portfolio Oversight – Approve and assist the offices with management of larger, more complex credits within delegated authority.
• Sales Communication and Credit Structuring – Define credit appetite for strategic partners, provide structuring guidance, and promote a “Yes IF” mindset to enable growth without compromising compliance.
• Client Relationship Development – Participate in client meetings, act as a strategic advisor in negotiations, and help strengthen long‑term relationships.
• Credit Training and Skill Development – Assist the Senior Credit Officer to identify underwriting and analysis skill gaps and help implement training programs like Shockproof to enhance credit expertise. Helps serve as a mentor to help career pathing for more junior credit approvers.

• Credit Risk Management
• Regulatory Compliance
• Portfolio Management
• Financial Analysis
• Strategic Thinking and Problem Solving
• Decision-Making
• Communication & Negotiation
• Collaborative Leadership
• LOS Platform navigation (Baker Hill proficiency a plus)

Education:

Bachelor's Degree – Required. 7-10 years of commercial banking or financial services experience, with strong focus on credit risk management. Proven experience in underwriting complex commercial, real estate, and high-net-worth loans – Required.

At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program.

$121,000 – $194,000 per year (USD)

Full-Time Exempt

* Actual offer will be based on experience, location, education, and/or skills*

• Strong Bonus Potential
• 401(k) Plan with Match
• Paid Parking/Transportation Benefits
• Access to Training & Professional Development Programs
• Sponsorship for Obtaining Professional Certifications
• Flex Spending Accounts
• Health Savings Account
• Health & Wellness Benefits
• Paid Time-Off + Bank Holidays

Applications should be submitted for consideration no later than 03/31/2026.

Interested in learning more and seeing how we connect? Visit us today at:

Questions? Contact us at

First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non-traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.

First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact