Credit Risk Review Specialist II, III, or Senior, Cherry Creek

Overview

Job Title: Credit Risk Review Specialist II, III, or Senior

Work Schedule: Monday - Friday, 8:00am - 5:00pm

Employee Type: Exempt Full-Time

Hiring Pay Ranges: $57,080.00 - $ Per Year (Includes $2,080.00 per year Cost of Living Adjustment)

• Credit Risk Review Specialist II - $57,080.00 - $69,580.00 per year
• Credit Risk Review Specialist III - $67,080.00 - $84,580.00 per year
• Senior Credit Risk Review Specialist - $77,080.00 - $ per year
• This position may be eligible to receive an additional $1.00 per hour if approved for the Spanish Communication Assistant Program
• The hiring pay range for this position is commensurate with the level of relevant experience and education

Location: 3033 East 1st Avenue, Denver, CO 80206

• Job Title: Credit Risk Review Specialist II, III, or Senior
• Location: 3033 East 1st Avenue, Denver, CO 80206
• Work Schedule: Monday - Friday, 8:00am - 5:00pm
• Employee Type: Exempt Full-Time
• Hiring Pay Ranges: $57,080.00 - $ Per Year (Includes $2,080.00 per year Cost of Living Adjustment)
• Credit Risk Review Specialist II - $57,080.00 - $69,580.00 per year
• Credit Risk Review Specialist III - $67,080.00 - $84,580.00 per year
• Senior Credit Risk Review Specialist - $77,080.00 - $ per year
• This position may be eligible to receive an additional $1.00 per hour if approved for the Spanish Communication Assistant Program
• The hiring pay range for this position is commensurate with the level of relevant experience and education

ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference.

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

Health & Wellness Benefits (Subject to Eligibility Requirements)

• Minimum 4 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts
• Company provided Life, AD&D, and Disability Insurance with supplementation options
• 401(k) plan with discretionary company match and profit sharing
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP)
• Tuition Reimbursement Program
• Spanish Communication Assistant Program Incentive
• Employee Banking Products

• Conduct activities related to the company's loan review process to minimize losses and ensure company lending practices conform to established policy.

• Conduct ongoing credit risk assessments for ANB Bank. This includes, but is not limited to, reviewing credit files for risk assessment, proper documentation, and quality of underwriting.
• Review and assess the following credit processes of the bank:
  Risk rating effectiveness, Policy and procedure compliance, Compliance with underwriting standards, Credit monitoring, Credit analysis and presentation, Loan structure, Problem loan administration, Legal credit file documentation, Credit file quality, Compliance with regulatory guidelines.
• Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.
• Follow up as necessary on outstanding concerns identified at credit risk reviews to ensure management is addressing identified problems and correcting issues of concern.
• Other duties may be assigned.

• 3 - 5 years of loan review, commercial lending and credit analysis experience; or equivalent combination of education and experience.
• Ability to communicate and resolve findings during the review process.
• Ability to analyze credit and underwrite risk for consumer and commercial credits. Understanding of cash flow and loan repayment.
• Understanding and ability to review loan documentation.
• Performs duties above under minimal guidance and direction from Senior Credit Risk Review Officer.
• Preferred regulatory experience helpful, but not a requirement.
• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• 5 - 8 years of loan review, commercial lending and credit analysis experience; or equivalent combination of education and experience.
• Ability to communicate and resolve findings during the review process.
• Ability to analyze credit and underwrite risk for consumer and commercial…