Senior AML Officer

Senior AML Officer – Denver, Colorado

Join an advanced team with a global company passionate about preventing money laundering, fraud, and other illegal financial transactions.

• Provide Anti‑Money Laundering (AML) compliance support to company agents and affiliates, ensuring compliance with the Bank Secrecy Act, USA PATRIOT Act, Dodd‑Frank, CFPB and other applicable laws.
• Evaluate internal controls and AML programs through transaction analyses, compliance reviews and training sessions, and mitigate identified deficiencies.
• Support corporateίζει relationships by offering excellent service and compliance assistance to large regional network agents.
• Communicate program reviews, escalations, investigations, regulatory updates, potential risks, emerging trends, typologies and program deficiencies, and aid in addressing issues.
• Perform post‑activation compliance reviews and engagements with Independent and Regional Agents, providing training when needed and suggesting program enhancements.
• Conduct recertification engagements, ensuring deadlines and requirements are met efficiently
  
  Appear.
• Lead onsite program reviews, compliance health checks, all‑staff trainings, investigations, and agent outreach as a liaison to top independent agents.
• Execute ad‑hoc outreach requests and onsite engagements for regulatory requests, internal audits, and law‑enforcement investigations.
• Collaborate with business units such as the Financial Intelligence Unit, Office of Consumer Protection Compliance, Fraud Risk Management, Agent Victim Fraud, and Global Agent Oversight.
• Assist support teams, including Regional Compliance Support, with process confirmations and guidance.
• Serve.file on special projects as a subject‑matter expert for the U.S. Regional Compliance Team.
• Travel up to 50% of the time—primarily in the Northeast U.S.—to conduct compliance program reviews and health checks.
• Work remotely (100% remote) while residing in the U.S.; reports to HQ in Denver, CO.

• Bachelor’s degree in Finance, Accounting, Administration, Legal, or related field—or 7 years of professional compliance experience if no degree.
• 5 years of experience analyzing and applying industry standards to assess compliance program status.
• 5 years of experience using Microsoft Office (Excel, PowerPoint, Word) to run analyses, generate reports, presentations, and findings.
• 5 years of experience ensuring compliance with the Bank Secrecy Act.
• 3 years of high‑risk program review experience (EFRAL, Failed Mystery Shops, Global Diligence PRs).
• 3 years of independent and network agent relationship management, including off‑site and on‑site compliance program reviews.
• 3 years of agent recertification and compliance onboarding, streamlining processes and supporting long‑term success.
• 2 years of experience conducting agent investigations tied to law‑enforcement requests and risk‑based assessments.

Western Union delivers accessible financial services worldwide, transforming lives and communities. With over 8,000 employees serving 200 countries, we design user‑friendly products and services across ourEsse_c.

The on‑target earnings range is $106,330–$159,000 per year, including base salary and incentives. Referral bonus: $500.

Access to short‑term incentives, multiple health insurance options, accident and life insurance, and best‑in‑class development platforms. Additional role‑specific benefits are provided during interview and offer.

Western Union is committed to diversity and equal opportunity. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. Accommodations are provided for applicants with disabilities during the recruitment process, following applicable laws. Protective measures are in place to keep applicants from redacting age or related information for Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania applicants.

Modelle part it bs conversion.

Estimated job posting end date: 03-05-2026.