Director, Credit Risk Administration

Director, Credit Risk Administration

First Western is seeking a Director, Credit Risk Administration to join our team.

Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team.

• Credit Risk Assessment and Measurement – Oversee risk models, credit scoring systems, and portfolio stress testing to ensure accurate risk evaluation and regulatory compliance.
• Regulatory Compliance and Audit Preparation – Maintain adherence to BASEL III, ICFR, and Reg B standards, and lead preparation for external audits and examinations.
• Risk Analytics and Monitoring – Track key risk indicators, covenant compliance, and portfolio performance, providing actionable insights and recommendations.
• DRR Implementation and Early Warning Systems – Refresh credit scores, monitor portfolio migration, and develop early warning processes to identify emerging risks.
• Loan Review Oversight – Direct the loan review process, including One-Up approvals and post-close memo reviews, to maintain credit quality.
• Problem Loan Management – Lead discussions and strategies for problem loans prior to workout, including migration analysis and forecasting.
• Risk Training and Team Leadership – Develop training programs to strengthen risk assessment and compliance, while managing and coaching a small team.

• Credit risk management principles
• Regulatory frameworks (BASEL III, ICFR)
• Loan review and underwriting standards
• Portfolio stress testing and analytics
• Consumer and small business credit scoring
• Data analysis and interpretation
• Risk modeling and forecasting
• Audit preparation and compliance management
• Leadership and team development
• Strategic problem-solving and decision-making
• Identify emerging credit risks
• Communicate complex risk insights clearly
• Collaborate across lending and credit teams
• Develop early warning systems
• Drive process improvement and compliance

High School Diploma/ GED required. Bachelor’s Degree required.

10-15 years progressive experience in credit risk management within banking or financial services. 0-3 years management of teams preferred.

$134,000 - $228,000 /YR

Competitive compensation package, comprehensive benefits program, 401(k) plan with match, paid parking/ transportation benefits, health savings account, paid time off, flexible spending accounts, training & professional development programs, sponsorship for professional certifications.

Full-Time Exempt

First Western Financial, Inc. is proud to be an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees.

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