Senior Insurance Accountant

Remote or hybrid (Bay Area, CA; Madison, WI; Denver, CO)

MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.

We’re hiring a Senior Insurance Accountant to own premium, loss, and premium taxes accounting and to help modernize our close, controls, and reporting as we scale. You’ll partner closely with Data Science, Engineering, and FP&A, ensuring clean data flows from policy/claims systems into the GL and into our GAAP and statutory reporting. This role is hands‑on, fast‑paced, and high‑impact.

• Premium & Loss Accounting:
  Own monthly recognition and reconciliations for written/earned premium, unearned premium, commissions, losses/LAE, and related accruals; maintain producer, carrier, and TPA subledgers and trust/bank reconciliations.
• Close & Controls:
  Drive an accurate, timely month‑end/quarter‑end close; prepare journal entries, roll‑forwards, reconciliations, and flux analyses; strengthen internal controls across close cycles.
• Reporting:
  Assist with GAAP and statutory financials and regulatory filings (NAIC statements, state insurance department requirements); work closely with our external auditors.
• Data & Systems:
  Collaborate with Product/Engineering and FP&A to improve data pipelines from policy/claims systems to the GL; support reporting automation and KPI visibility.
• Tax & Compliance Support:
  Coordinate premium tax data and filings support; maintain documentation for examinations and audits.

The Finance team at MGT Insurance serves as the backbone of our rapidly scaling operations. We safeguard financial integrity, ensure compliance with GAAP and statutory requirements, and deliver insights that drive strategic decisions. As a lean but growing group, we balance rigorous financial control with a builder’s mindset—constantly seeking ways to innovate in insurance finance.

• Experience:
  
  5–8+ years in insurance accounting or public accounting serving insurance clients; strong grasp of P&C insurance accounting, GAAP, and statutory/NAIC concepts.
• Technical:
  Advanced GL/reporting skills; comfort with subledger reconciliations;
  Excel mastery. Experience with modern ERPs (e.g., Net Suite) and reporting tools a plus.
• Cross‑functional chops:
  Proven ability to partner with Data Science, Engineering and FP&A; strong communication and documentation.
• Mindset:
  Builder’s mentality—detail‑oriented, process‑improvement focused, and energized by scaling an AI‑driven insurer.

• Prior MGA/MGU or carrier experience with trust accounting, producer commissions, and TPA claims flows.
• Workiva/automation/reporting tooling familiarity.

Hybrid or remote within the U.S (Bay Area, CA, Madison, WI or Denver, CO)

$85,000 – $115,000 base salary + bonus + equity (commensurate with experience)