Portfolio Manager, IPG

Location

8117 Preston Road, Suite 400, Dallas Texas

The Portfolio Manager provides relationship management support for an assigned portfolio of clients and prospects who are primarily active commercial real‑estate owners, investors and developers. Portfolio Managers work in strong partnership with Relationship Managers to provide comprehensive financial advice and solutions that enable clients to meet their financial objectives and utilize the full breadth of Key’s product platform. Portfolio Managers help drive the financial performance of the team's revenue and risk management goals through portfolio management activities including credit monitoring, file maintenance, ongoing covenant compliance verification, business development and lending/sales support, and operational support.

• Proactively manage the portfolio to maximize profitability and ensure strong asset quality through consistent and timely identification and resolution of issues as well as accurate assessment and assignment of loan risk ratings. Assists in resolving out‑of‑balance and/or other default situations.
• Assist and support in structuring and facilitating credit and non‑credit product delivery while demonstrating sound risk management and maximizing risk‑adjusted returns on shareholder capital.
• Actively support Key’s asset generation strategy which balances risk and return. Support the team’s consultative process to deepen existing relationships, onboard new relationships and exit unprofitable relationships. Participate in call preparation.
• Serve as the trusted advisor to clients and prospects. Establish strong credibility with internal and external stakeholders (clients, colleagues, credit, and servicing) based on sound judgement and accurate, timely information sharing.
• Partner effectively with Credit, Product Partners, Closers, Servicing, technical services and other partners to identify cross‑sell opportunities and deepen client relationships as well as solve internal obstacles and deliver a seamless execution.
• Provide analysis of business and personal financial statements, and identification of transaction strengths and weaknesses to inform the deal structures, pricing and terms.
• Deliver timely and accurate completion of write‑ups, loan recommendations and structuring, and analysis of business and personal financial statements.
• Analyze and underwrite construction and interim loans to the requirements set forth by Key Corp credit policy.
• Coordinate and complete annual reviews, loan renewals, quarterly portfolio reviews and asset quality reports on a timely basis. Monitor assigned portfolio for adherence to approved loan requirements and manage past dues, requirement ticklers, portfolio follow‑up, credit files and related items.
• Participate in community and professional organizations which enhance our expertise and profile.
• Perform other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice.
• Comply with all Key Bank policies and procedures, including acting professionally at all times, conducting business ethically, avoiding conflicts of interest and acting in the best interests of Key’s clients and Key.

• Bachelor's Degree in accounting, finance or related field (preferred)
• OR equivalent experience (required)

• 1+ years of finance related experience (preferred)
• Strong proficiency in MS Office suite, spreadsheets, Internet applications, and common business software (preferred)
• Demonstrated ability to communicate effectively in both written and verbal communications (preferred)

• Outstanding credit skills, analytical skills, and financial acumen
• Excellent communication and listening skills
• Uses analytical approaches to identify issues, evaluate options, and implement effective solutions that support portfolio goals.
• Rapidly absorbs new information and adapts to evolving tools, processes, and business priorities.
• Uses his/her time effectively and efficiently; can attend to a broad range of activities and keep projects/tasks moving forward within a reasonable and quick timeframe, if necessary.
• Makes timely…