Senior Solutions Architect - Core Banking; Fiserv DNA and GCP

Job Description

We made history and now we work to transform the future – for our customers, our communities and our families. You'll see your work on the road every day, helping people move freely and pursue their dreams. At Ford, you can build more than vehicles. Come build what matters.

We are the movers of the world and the makers of the future. We get up every day, roll up our sleeves, and build a better world — together. At Ford, we’re all a part of something bigger than ourselves. Are you ready to change the way the world moves?

The Ford Motor Credit Company team helps put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships, we provide financing, personalized service, and professional expertise to thousands of dealers and millions of customers across more than 100 countries worldwide.

Ford Credit is building a new bank and modern digital banking capabilities using Fiserv technology (including DNA, Create Digital, and Nautilus) on a cloud‑native foundation. We are looking for a Senior Solutions Architect / Lead Developer who can shape the technical direction, design secure and resilient architectures, and deliver critical banking services end‑to‑end.

• Core Banking Architecture (Fiserv DNA):
  Lead solution architecture and hands‑on delivery for core banking capabilities including accounts, transactions, fees, interest, statements, product configuration, and operational workflows—leveraging Fiserv DNA patterns and best practices where applicable.
• Digital Banking Enablement (Create Digital / Nautilus):
  Design and implement integrations and service layers that enable seamless digital experiences across onboarding, authentication, customer servicing, account maintenance, and payments.
• Cloud‑Native Design on GCP:
  Architect and build highly available, secure, scalable services using Google Cloud Platform (e.g., GKE/Cloud Run, Pub/Sub, Cloud SQL/Postgre
  
  SQL, Secret Manager, Cloud Logging/Monitoring).
• API & Integration Strategy:
  Define API standards and integration patterns (REST/event‑driven), including canonical models, idempotency, versioning, and performance/SLA requirements across the bank ecosystem and Ford enterprise systems.
• Event‑Driven & Microservices Architecture:
  Drive modernization into well‑bounded services using Java and Spring Boot, leveraging asynchronous messaging and domain events where it improves resilience and decoupling.
• Security, Risk & Compliance by Design:
  Build “secure‑by‑default” services for a regulated financial environment (PII protection, encryption, audit trails, least‑privilege IAM, threat modeling, automated security scanning).
• Engineering Excellence & Delivery Leadership:
  Set technical direction, review designs and code, and mentor engineers through pairing and coaching. Establish high standards for TDD, CI/CD, quality gates, and operational readiness.
• Reliability & Observability:
  Define SLIs/SLOs, logging/metrics/tracing standards, and incident response practices. Lead root‑cause analysis across distributed systems and drive improvements that prevent recurrence.
• Vendor & Partner
  
  Collaboration:
  
  Work effectively with Fiserv and internal stakeholders to align implementation choices to platform capabilities, roadmap constraints, and delivery timelines.
• Technical Roadmap Ownership:
  Translate product needs into reference architectures, implementation plans, and iterative delivery milestones while managing technical debt and long‑term scalability.

• Bachelor’s degree in Computer Science, Software Engineering, or related experience.
• 8+ years of experience in software engineering with 3+ years in a solution architecture / technical lead capacity delivering large‑scale platforms.
• Strong hands‑on expertise in Java and Spring Boot (Spring Security, Spring Data, integration patterns, API design).
• Proven experience designing and operating cloud‑native systems on GCP (networking/IAM, containerized workloads, observability, CI/CD).
• Strong experience with relational databases (Postgre
  
  SQL/SQL), data modeling, transactional integrity, and performance tuning.
• Experience building secure systems handling PII,…